{"buyer_scenarios":[{"fit":"best_suited","scenario":"Buyers who want a closing-related service contract covering both major systems and appliances, which points to Platinum Care ."},{"fit":"best_suited","scenario":"Transactions where a realtor or seller arranges coverage through Select's buyer/realtor program (, -6, )."},{"fit":"best_suited","scenario":"Buyers who have maintenance records available to maximize claim payouts (-10, -11)."},{"fit":"best_suited","scenario":"Buyers of homes with systems and appliances of mixed ages who want flexibility across three plan tiers (-1, -3, -4)."},{"fit":"not_best_suited","scenario":"Buyers who need immediate post-closing protection with no waiting-period ambiguity (, -11, )."},{"fit":"not_best_suited","scenario":"Buyers without maintenance records who want no risk of reduced payouts; without records, coverage can be limited to $150 per item (-11, -17, , grok:)."},{"fit":"not_best_suited","scenario":"Buyers seeking the highest coverage limits; most items are capped at $500 and HVAC at $3,000 (-16, -5, )."},{"fit":"not_best_suited","scenario":"Buyers requiring fully transparent, address-specific pricing before closing ."}],"citations":{"source_mix":{"company_owned":27,"independent":22,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":41,"partial":8},"total_sources":49,"unique_domain_count":23},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Home Warranty Plans for New Home Buyers at Closing","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","kimi"],"predicate":"final_consensus_rank","qualifier":"new home buyer closing coverage","subject":"Select Home Warranty","unit":"rank","value":9},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Select Home Warranty","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic"],"predicate":"fit_rating_count","qualifier":"good","subject":"Select Home Warranty","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-30","platform_support":["openai","grok","perplexity","google"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Select Home Warranty","unit":"platforms","value":4},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Select Home Warranty","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":7.333333333333333,"best_rank":4,"entity_id":"entity-001","entity_type":"company","final_rank":9,"name":"Select Home Warranty","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://homeservicesconsensusindex.com/datasets/home-warranty-and-protection-plans/new-buyer-closing-coverage/select-home-warranty.json","page_url":"https://homeservicesconsensusindex.com/home-warranty-and-protection-plans/new-buyer-closing-coverage/select-home-warranty","report_type":"fit_review","study_id":"HSCI-STUDY-101142985C06","title":"Select Home Warranty Review for New Home Buyers at Closing"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Home Services Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 16:27:10.973943+00","research_date":"2026-09-30","source_snapshot_sha256":"10cdef0d4c15adc3c9549a9ef80110b3c504e44aafd3915c5779d84c40f0420d","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":20,"qualified_finalists":9,"ranking_unit":"Home warranty company or plan brand"},"schema_version":4,"summary":"Select Home Warranty is a mixed fit for new home buyer closing coverage. Three of seven platforms named it during the ranking stage, at an average listed rank of 7.3 and a best rank of 4. Its strongest selling point is a realtor-facing buyer program that states coverage begins on the closing date or purchase date, whichever is later, and lasts one year (, -9, ). The main limitation is unresolved timing and payout risk: Select's own FAQ and homepage state a 30-day waiting period , and independent reviews report that missing three years of maintenance records can cap payouts at $150 per item…","target_buyer":"A recent or soon-to-close home buyer wanting first-year protection against unknown issues from prior ownership.","topic":{"base_category":"Home Warranty and Protection Plans","category_criteria":["first year coverage terms","ease of activation at closing","realtor partnership programs","price for one year term"],"geography":"United States","slug":"best-home-warranty-plans-for-new-home-buyers-at-closing","title":"Best Home Warranty Plans for New Home Buyers at Closing","use_case":"new home buyer closing coverage"}}