{"citations":{"source_mix":{"company_owned":5,"independent":27,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":22,"partial":10},"total_sources":33,"unique_domain_count":22},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Solar Companies Offering Zero Down Financing and Loans","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","google","kimi"],"predicate":"final_consensus_rank","qualifier":"zero down solar financing","subject":"Solar Mosaic","unit":"rank","value":6},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","google","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Solar Mosaic","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-30","platform_support":["perplexity","kimi"],"predicate":"fit_rating_count","qualifier":"good","subject":"Solar Mosaic","unit":"platforms","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","grok"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Solar Mosaic","unit":"platforms","value":2},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-30","platform_support":["openai","anthropic","google"],"predicate":"fit_rating_count","qualifier":"weak","subject":"Solar Mosaic","unit":"platforms","value":3}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5.333333333333333,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":6,"name":"Solar Mosaic","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://homeservicesconsensusindex.com/datasets/solar-panel-installation-and-energy-systems/zero-down-solar-financing/solar-mosaic.json","page_url":"https://homeservicesconsensusindex.com/solar-panel-installation-and-energy-systems/zero-down-solar-financing/solar-mosaic","report_type":"fit_review","study_id":"HSCI-STUDY-278A21197909","title":"Solar Mosaic Review for zero down solar financing"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Home Services Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 20:49:56.103494+00","research_date":"2026-09-30","source_snapshot_sha256":"2d7a925002b646b085e5bf5ec652fb148b712a6e14b15cebf097253a8e452aff","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":31,"qualified_finalists":10,"ranking_unit":"Solar financing company or lender"},"schema_version":4,"summary":"Solar Mosaic is a weak fit for a homeowner seeking new zero down solar financing in 2026. Three of seven platforms named Solar Mosaic during the ranking stage, and those mentions produced an average listed rank of 5.33 and a best rank of 2. The strongest reason to consider it is that its former Mosaic Solar Loan and PowerSwitch ZERO products were purpose-built for zero-down residential solar ownership with no prepayment penalty. The main limitation is decisive: Solar Mosaic filed for Chapter 11 bankruptcy in June 2025 and no longer originates new loans, so the historical zero-down terms are…","target_buyer":"Homeowner needing financing to afford solar","topic":{"base_category":"Solar Panel Installation and Energy Systems","category_criteria":["zero down loan availability","interest rate competitiveness","loan term flexibility","credit requirement leniency","in-house financing partners"],"geography":"United States","slug":"best-solar-companies-offering-zero-down-financing-and-loans","title":"Best Solar Companies Offering Zero Down Financing and Loans","use_case":"zero down solar financing"}}