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Home ServicesConsensus Index

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Home Services Consumer Disclosure

Hiring and purchase decisions require current, property-specific verification beyond the research.

General research and education

The publication provides general research, not personalized construction, electrical, HVAC, engineering, insurance, financial, or legal advice. Reading it does not create a professional-client relationship.

We do not inspect properties, issue quotes, verify every technician, or guarantee performance. AI coverage is not an endorsement or certification.

Before hiring or purchasing

Confirm legal identity, applicable licensing, insurance, service coverage, permits, and qualifications. Obtain written scope, materials, pricing, payment schedule, exclusions, changes, and warranty terms.

Home warranties are service contracts with exclusions, not universal substitutes for insurance or maintenance. Solar savings, incentives, financing, and performance depend on local conditions and written terms.

Safety-sensitive decisions

Active emergencies require appropriate local emergency services or a qualified professional. Do not delay a safety response or attempt hazardous work based on an article.