Best Home Warranty Companies for Manufactured and Mobile Homes (2026)

The research in brief

American Home Shield is the consensus leader for manufactured and mobile home coverage, named by all seven platforms studied (100% share) at an average listed position of 2.29. First American Home Warranty and Choice Home Warranty also appeared on all seven platforms, at average positions of 3.29 and 3.71 respectively. For buyers who need structural rather than systems coverage, 2-10 Home Buyers Warranty is the strongest alternative because its manufactured-home product covers load-bearing components from the frame up, though it is generally arranged through a participating builder or dealer. Ten entities qualified by being named on at least two platforms. The principal limitation: this index reflects one standardized prompt sent once to each of seven AI platforms on October 1, 2026, and platform answers vary by date, wording, location, account state, model, interface, browsing configuration, and the sources retrieved. Platform recommendations are market intelligence, not independent customer reviews or proof of quality.

Research Snapshot

• Topic: Home warranty and protection plans for manufactured and mobile homes
• Target buyer: A manufactured or mobile home owner who needs a provider that accepts non-standard construction and covers home-type-specific systems
• Use case: Manufactured and mobile home coverage
• Geography: United States
• Research date: October 1, 2026
• Platforms included (7): OpenAI, Anthropic, DeepSeek, Grok, Perplexity, Kimi, Google
• Unique entities named across platforms: 17
• Qualifying entities (named by at least two platforms): 10
• Eligibility rule: An entity qualified for this index only if at least two of the seven included platforms named it during ranking discovery
• Ranking rule: Platform mentions first, then average listed position, then best listed position
• Method: One standardized prompt sent once to each included platform

The research prompt asked which providers would be recommended for a manufactured or mobile home owner whose standard home warranty options exclude or limit coverage for that construction type, including the systems unique to it, at a fair price. All seven platforms evaluated fit for the entities they discussed, but platform mentions count only platforms that named the entity during ranking discovery. That distinction matters: AFC Home Club and Complete Protection each received fit assessments from six and seven platforms respectively, yet were named by only two platforms during discovery, which is why they rank eighth and ninth rather than higher.

The Consensus Ranking

Questions explored

• What are the best home warranty companies for manufactured and mobile homes in 2026?
• Which home warranty providers were named most often across AI platforms for manufactured home coverage?
• How many of the seven AI platforms recommended American Home Shield, First American, and Choice Home Warranty?

Which provider fits your needs?

Questions explored

• Which home warranty company should a manufactured home owner choose if they need structural coverage rather than appliance coverage?
• Is American Home Shield or 2-10 Home Buyers Warranty better for a manufactured home when foundation type matters?
• Which home warranty provider is best for a mobile home owner who wants to use their own licensed technician?

1. American Home Shield

Questions explored

• Is American Home Shield worth it for manufactured and mobile home coverage, and what are its main drawbacks?
• Does American Home Shield cover window air conditioners and mobile home roofs?
• What should a manufactured home owner verify before buying an American Home Shield plan?

American Home Shield is the consensus leader for this use case, named by all seven platforms at an average listed position of 2.29. Its ShieldSilver, ShieldGold, and ShieldPlatinum plans cover conventional home systems and appliances, and the company advertises a $50,000 total limit per agreement term, up to $5,000 per covered HVAC system, and up to $2,000 per covered appliance on ShieldGold and ShieldPlatinum [e1:official:C1]. The fit is real but conditional: multiple platforms describe manufactured-home acceptance as subject to eligibility review during the quote flow rather than guaranteed ^[72].

Why it ranked here. American Home Shield was the only entity named by every included platform, and it also held the best average position. Platforms disagreed on how to characterize the fit - Anthropic, Google, and Grok rated it good, while OpenAI called it uncertain and DeepSeek, Perplexity, and Kimi called it mixed - but none excluded it. That breadth of recognition, combined with the highest HVAC coverage limit cited in the evidence, produced the top rank.

Best suited for. Owners whose manufactured home uses conventional central HVAC, electrical, plumbing, kitchen, and laundry systems, and buyers willing to obtain a property-specific quote and confirm exclusions in writing ^[72].

Main strengths for this use case. Broad conventional systems coverage is relevant to many manufactured homes. ShieldGold and ShieldPlatinum add appliance coverage. ShieldPlatinum includes advertised roof-leak repair coverage subject to agreement terms and limits. The company states it does not limit the number of service requests under ShieldSilver, with overall and item-specific limits still applying ^[72]. One platform reports the highest HVAC coverage limits in the industry at $5,000 per system across all three plans, plus coverage of undetectable pre-existing conditions and no home inspection requirement ^[264].

Main limitations. No clearly verified public statement confirms universal manufactured-home acceptance, and no clearly verified public schedule exists for mobile-home-specific components or foundation systems ^[72]. Mobile home roofs are explicitly excluded from roof-leak coverage even in ShieldPlatinum, and window or portable AC units are not covered - a significant gap for mobile homes that rely on them ^[182]. Service fees may be payable even when the reported problem is not covered ^[71]. One platform reports a Forbes consumer sentiment index score of 3.1/5.0 for mobile homes and cites mixed customer reviews ^[216].

2. First American Home Warranty

Questions explored

• Is First American Home Warranty or American Home Shield better for a manufactured home when foundation type matters?
• Does First American Home Warranty cover pre-1976 mobile homes?
• What does First American charge for mobile home coverage, and what fees apply?

First American Home Warranty ranked second, named by all seven platforms at an average listed position of 3.29. It states that its home warranty can cover systems and appliances in a mobile or manufactured home, and it advertises no age limit for covered systems and appliances and no stated limit on service requests ^[28]. The fit is plausible but not conclusively strong, because current eligibility, mobile-home-specific coverage, pricing, limits, and foundation-related exclusions are location- and contract-dependent.

Why it ranked here. First American matched American Home Shield on platform mentions but landed at a higher average position. It received a best position of 1 from OpenAI, and platforms generally treated it as a genuine candidate rather than a marginal one. Its explicit public statement that mobile/manufactured homes can be covered, combined with broad consumer plan tiers, kept it near the top.

Best suited for. Owners seeking coverage for standard home systems and appliances such as plumbing, electrical, heating, air conditioning, water heaters, refrigerators, ovens, dishwashers, and laundry equipment, and buyers willing to verify manufactured-home eligibility through a state-specific contract before purchasing ^[28].

Main strengths for this use case. Explicit public statement that mobile/manufactured homes can be covered. Broad general-system and appliance categories relevant to manufactured-home owners. Essential and Premium tiers may reduce the need to buy separate appliance and HVAC options, subject to local availability. Publicly stated no age restriction for covered systems and appliances and no stated limit on service requests ^[28]. One platform reports dedicated mobile home pricing that is lower than single-family rates, with mobile homes grouped in a cheaper pricing tier ^[254].

Main limitations. No verified national manufactured-home-specific plan price. No verified public evidence that foundations, chassis, tie-downs, skirting, transport systems, structural components, or manufactured-home-specific installations are covered ^[28]. A sample contract states that covered items generally must be located within the perimeter of the foundation of the primary living quarters or garage, subject to listed exceptions, and the public materials do not establish how that applies to every manufactured-home foundation or non-standard installation ^[32]. Pre-1976 mobile home eligibility is not explicitly documented ^[207]. One platform reports that common areas and facilities of mobile home parks are excluded ^[213].

Pricing or cost summary. Pricing is quote-based and depends on plan, ZIP code, selected options, and contract terms.

3. Choice Home Warranty

Questions explored

• Is Choice Home Warranty worth it for a mobile home on piers or blocks, and what are its main drawbacks?
• Does Choice Home Warranty cover plumbing and electrical lines that run under a manufactured home?
• What is the lowest published cost for Choice Home Warranty mobile home coverage, and what fees apply?

Choice Home Warranty ranked third, named by all seven platforms at an average listed position of 3.71. A current Choice sample agreement states that coverage includes single-family homes, including manufactured homes, and mobile homes under 5,000 square feet, unless an alternative dwelling type and additional fee apply ^[35]. The fit is mixed rather than strong because the publicly available contract is not tailored to manufactured-home construction and limits coverage to items located inside the home's main foundation or qualifying garage.

Why it ranked here. Choice matched the top two on platform mentions and held a best position of 2. Its explicit contract language supporting manufactured and mobile home eligibility under 5,000 square feet gave platforms a concrete basis for inclusion, even where they disagreed about how useful the coverage would be in practice.

Best suited for. Owners seeking general appliance, electrical, plumbing, heating, and air-conditioning service-contract coverage for an occupied manufactured or mobile home, where the home's covered systems are conventional and located within the main foundation area, and buyers willing to use Choice-selected contractors and pay a service fee per claim ^[35].

Main strengths for this use case. Public contract evidence supports eligibility for manufactured and mobile homes under 5,000 square feet. The plans can address conventional home systems and appliances common in manufactured homes. The buyer can obtain a contractor through Choice's network rather than arranging every repair independently. One platform reports the Total Plan at $57–$58/month as the appropriate product for this use case, with fewer contractual limitations than some competitors ^[253].

Main limitations. No verified, current 2026 price specific to manufactured or mobile homes. No verified package specifically designed for manufactured-home structural or under-home components. Main-foundation location language may exclude or complicate coverage for systems installed beneath or outside the home - one platform reports claim denials for critical items or meters located outside the main foundation ^[185]. The service fee may be payable even when a claim is denied or the item is excluded ^[83]. Roof-leak coverage in the reviewed agreement is limited to single-family homes only ^[86]. Coverage caps are $3,000 per covered item per 12-month period, with roof leak coverage capped at $500 ^[187].

Pricing or cost summary. Reported figures conflict.

4. Liberty Home Guard

Questions explored

• Is Liberty Home Guard worth it for a manufactured home, and what are its main drawbacks?
• Does Liberty Home Guard cover mobile-home-specific systems like underfloor ductwork or window AC units?
• What are Liberty Home Guard's coverage caps for plumbing and electrical in a manufactured home?

Liberty Home Guard ranked fourth, named by six of seven platforms at an average listed position of 4.17. Its Systems Guard and Total Home Guard plans address common appliances and residential systems, and the company states that no home inspection or maintenance records are required to purchase a plan ^[123]. The fit is uncertain-to-mixed because the reviewed public materials do not clearly confirm manufactured/mobile-home eligibility, mobile-home-specific systems coverage, or foundation-related treatment.

Why it ranked here. Liberty Home Guard received a best position of 1 from two platforms, which is unusually strong for a fourth-place entity, but its average position was pulled down by weaker placements elsewhere. The split reflects genuine disagreement about whether its published materials support manufactured-home acceptance.

Best suited for. Manufactured-home owners whose primary need is ordinary appliance, plumbing, electrical, heating, cooling, ductwork, and water-heater breakdown coverage, after written eligibility confirmation, and buyers willing to compare the actual property-specific agreement rather than rely on advertised plan descriptions ^[125].

Main strengths for this use case. The Systems Guard and Total Home Guard categories correspond to many major systems commonly found in manufactured homes. The plans can combine appliance and systems coverage. The company states that no inspection or maintenance records are required to purchase a plan ^[123]. One platform reports a 365-day workmanship guarantee, significantly longer than the standard 30-day or 60-day guarantees of major competitors ^[121]. Another reports 40+ optional add-ons including items rarely covered by competitors such as sump pumps and well pumps ^[263].

Main limitations. No clear public confirmation of manufactured/mobile-home acceptance was located by several platforms ^[125]. No clear public coverage schedule for manufactured-home foundations, piers, slabs, tie-downs, skirting, chassis, or transport-related components. Foundation-based installation language and structural-component exclusions may create claim uncertainty. Public pricing is promotional, location-sensitive, and inconsistent across official pages. One platform reports that most systems and appliances are capped at $2,000 per item per contract term, with plumbing and electrical capped at $500 and limited to $250 within the first 90 days ^[211].

Pricing or cost summary. Reported figures conflict. One platform cites Appliance Guard at $44.99/month or $449.99 annually, Systems Guard at $49.99/month or $499.99 annually, and Total Home Guard at $54.99/month or $549.99 annually, described as promotional ^[125].

5. 2-10 Home Buyers Warranty

Questions explored

• Is 2-10 Home Buyers Warranty worth it for an existing mobile home, or only for new manufactured homes?
• Does 2-10 cover the foundation of a manufactured home, and what happens if the home is not on a permanent foundation?
• Can a manufactured home owner buy a 2-10 structural warranty directly, or must it go through a builder or dealer?

2-10 Home Buyers Warranty ranked fifth, named by six of seven platforms at an average listed position of 4.33. It is the only entity in this index with a purpose-built manufactured-home structural product: 10 years of coverage for qualifying structural defects in load-bearing components from the frame up, plus one year for site workmanship involving the foundation and skirting and two years for defects in electrical, plumbing, heating, cooling, ventilating, and mechanical systems ^[53]. The catch is distribution: the strongest manufactured-home product appears oriented toward new construction and participating builders or dealers.

Why it ranked here. 2-10 received a best position of 1 from two platforms, reflecting the uniqueness of its structural coverage for this home type. Its average position was pulled down by platforms that rated it mixed because of channel restrictions and unclear eligibility for existing or resale mobile homes.

Best suited for. New manufactured homes purchased through a participating builder or dealer, buyers seeking defined structural, workmanship, electrical, plumbing, heating, cooling, ventilation, and mechanical-system warranty coverage, and manufactured homes that may qualify for expanded coverage after placement on a permanent foundation ^[53].

Main strengths for this use case. Explicit manufactured-home warranty product rather than relying only on a generic site-built-home contract. Long structural coverage period for qualifying load-bearing defects. Specific coverage references for foundation/skirting workmanship and major built-in distribution systems. Insurance-backed structure and builder/dealer administration may be valuable for new-home buyers. One platform reports the structural warranty is fully transferrable with no deductible and day-one coverage ^[53].

Main limitations. The strongest manufactured-home product appears oriented toward new construction and participating builders or dealers. Eligibility for older, resale, relocated, or non-permanently founded mobile homes is unclear. Public materials do not confirm coverage for tie-downs, axles, transport systems, or all skirting/foundation conditions. The structural warranty is not the same as an annual repair plan for normal wear and tear. One platform reports that structural damage or defects arising from the initial transportation, delivery, or on-site setup/installation are excluded ^[231]. Another reports that mobile home roofs are excluded from roof leak repair add-on coverage ^[202].

Pricing or cost summary. Published homeowner service-plan pricing starts at $39.99 per month for Systems and $59.99 per month for Pinnacle, subject to ZIP-code eligibility and discounts [e5:official:C1][e5:official:C2].

6. Select Home Warranty

Questions explored

• Is Select Home Warranty worth it for a manufactured home, and what are its main drawbacks?
• Does Select Home Warranty cover mobile home roofs under its included roof-leak benefit?
• What are Select Home Warranty's coverage caps for appliances and plumbing in a manufactured home?

Select Home Warranty ranked sixth, named by four of seven platforms at an average listed position of 5.25. Its plans list relevant household systems and appliances and include company-advertised roof-leak coverage, but the available contract language expressly identifies modular homes rather than clearly confirming manufactured or mobile homes, and the contract excludes structural components including foundations ^[133].

Why it ranked here. Select received a best position of 2 from one platform, reflecting genuine enthusiasm about its included roof coverage and pricing, but its lower mention count and higher average position placed it mid-table. The gap between platforms that treated it as eligible and those that could not verify eligibility is the defining feature of its placement.

Best suited for. A manufactured-home owner who receives written confirmation that the specific home type, foundation configuration, and systems are eligible, buyers primarily seeking repair coverage for conventional interior appliances, plumbing, electrical, heating, cooling, ductwork, and water-heater components, and buyers who value included roof-leak coverage but understand that the roof benefit has significant exclusions ^[136].

Main strengths for this use case. Broad conventional systems-and-appliances coverage may address many interior repair needs. Roof-leak coverage is advertised as included with all plans and described as a $99-value benefit. Platinum Care may be worth comparing when the buyer wants the broadest available Select plan, subject to the actual state-specific agreement. One platform reports consistent nationwide pricing regardless of location ^[242].

Main limitations. Manufactured/mobile-home eligibility is not clearly established by the reviewed contract language, which names modular homes instead ^[133]. No clearly listed coverage was found for chassis, axles, tie-downs, skirting, undercarriage, foundation anchoring, or other mobile-home-specific components. Foundation and other structural components are excluded ^[137]. Roof coverage is not equivalent to full roof replacement or comprehensive manufactured-home roof coverage. Systems and appliances generally must be properly installed, within the living area, and in working order when coverage begins. One platform reports payout caps of $500 per year per item for appliances, electrical, and plumbing, with HVAC at $3,000 ^[151].

Pricing or cost summary. Reported figures conflict. One platform cites Bronze Care and Gold Care at $60.42/month and Platinum Care at $63.75/month, with service fees of $75–$100 ^[242]. Another cites monthly premiums of approximately $45 to $63 depending on tier and promotions, with a $75–$100 service call fee.

7. Cinch Home Services

Questions explored

• Is Cinch Home Services worth it for a manufactured home, and what are its main drawbacks?
• Does Cinch cover mobile homes, or only manufactured homes on permanent foundations?
• What is Cinch's 10-year age restriction for manufactured homes, and how does it affect eligibility?

Cinch Home Services ranked seventh, named by four of seven platforms at an average listed position of 7.50. Its reviewed service agreement expressly allows certain permanently secured manufactured homes but excludes mobile homes, and it covers conventional home systems and appliances rather than clearly identifying mobile-home-specific equipment ^[92].

Why it ranked here. Cinch had the highest average listed position of any qualifying entity, meaning platforms that named it generally placed it lower than the entities above it. Its best position was 6. The distinguishing feature of its evidence is a contract-level distinction between eligible manufactured homes and excluded mobile homes that several platforms flagged as material.

Best suited for. Owners of permanently secured manufactured homes that meet the applicable land, foundation, and state contract requirements, buyers seeking combined appliance and built-in-system coverage including HVAC, plumbing, electrical, and major appliances, and owners who value coverage for some rust, corrosion, sediment, or unknown pre-existing-condition situations where the applicable contract permits it ^[92].

Main strengths for this use case. The reviewed Cinch agreement provides a direct pathway for some permanently secured manufactured homes. The Complete Home Plan is designed to combine appliance and built-in-system coverage. The agreement provides a defined aggregate coverage limit and describes covered components in detail. Independent reviews report a relatively long workmanship guarantee compared with many competitors - one platform cites a 180-day guarantee ^[93]. One platform reports coverage of rust, corrosion damage, and unknown preexisting conditions that other providers typically exclude ^[261].

Main limitations. Mobile homes are expressly excluded in the reviewed Cinch agreement ^[92]. Eligibility may depend on permanent attachment, land ownership or qualifying development status, and state-specific contract language. No verified dedicated coverage was found for chassis, axles, tie-downs, skirting, transport equipment, or structural foundation components. Manufactured-home-specific premiums and service fees were not publicly verified. One platform reports a requirement that the manufactured home must have been constructed within 10 years of the agreement effective date ^[88]. Aggregate liability is capped at $10,000 per agreement term, with individual items subject to separate limits ^[39].

Pricing or cost summary. Manufactured-home-specific pricing was not verified.

8. AFC Home Club

Questions explored

• Is AFC Home Club worth it for a manufactured home under 5,000 square feet, and what are its main drawbacks?
• Does AFC Home Club cover under-home plumbing and ductwork that sits outside the main foundation?
• Which states does AFC Home Club exclude, and how does that affect manufactured home owners?

AFC Home Club ranked eighth, named by two of seven platforms at an average listed position of 6.00. Its published contract language expressly includes manufactured homes and mobile homes under 5,000 square feet, and members may choose their own licensed technician ^[5]. The fit is conditional: coverage varies by state, pricing for this home type is not publicly itemized, and the contract requires covered systems to be properly installed, maintained, operational at enrollment, and generally located inside the main foundation.

Why it ranked here. AFC Home Club received a best position of 2 from one platform, which is unusually strong for an eighth-place entity, but it was named by only two platforms during ranking discovery. Six of seven platforms returned a usable fit assessment, and most rated it good, but the ranking rule weights platform mentions first. That is why a provider with favorable fit assessments sits below entities with broader discovery recognition.

Best suited for. Owners seeking broad appliance and household-system coverage through a home service contract, manufactured or mobile homes under 5,000 square feet where the home and covered equipment meet AFC's installation, maintenance, and condition requirements, and buyers who value a choice among Diamond, Platinum, Gold, and Silver plans, optional coverages, and selectable service fees ^[5].

Main strengths for this use case. Expressly identifies manufactured homes and mobile homes under 5,000 square feet as eligible property types in the reviewed contract. Offers multiple plan tiers and selectable service fees. Includes common household appliances and systems relevant to manufactured-home owners. Allows optional coverage for certain nonstandard systems, subject to contract terms and added cost. One platform reports a workmanship guarantee lasting the life of the plan, up to three years ^[176]. Another reports that members can select their own licensed, insured technician with prior authorization ^[250].

Main limitations. No verified dedicated coverage for mobile-home structural components, chassis, skirting, tie-downs, foundation defects, or transport-related equipment. Foundation-location language may exclude or complicate coverage for equipment outside the main foundation. Pre-existing conditions, poor maintenance, improper installation, code issues, and access or modification costs may be excluded or limited. Manufactured/mobile-home pricing and any required additional fee are not publicly itemized. Coverage is unavailable in California, Washington, and Hawaii according to AFC's published materials ^[15].

9. Complete Protection

Questions explored

• Is Complete Protection worth it for a manufactured home, and what are its main drawbacks?
• Does Complete Protection charge a service-call fee or deductible on manufactured home claims?
• What are Complete Protection's coverage caps for plumbing and electrical systems?

Complete Protection ranked ninth, named by two of seven platforms at an average listed position of 7.00. It appears potentially suitable for a manufactured or mobile home owner who mainly needs coverage for ordinary appliances, HVAC, water heating, plumbing leaks, and electrical components, and it advertises no deductible or service-call fee ^[103]. It is not clearly a strong fit because the available public materials do not expressly confirm nationwide manufactured-home eligibility, mobile-home-specific equipment coverage, or how foundation type affects exclusions.

Why it ranked here. Complete Protection received a best position of 5 from one platform, and seven platforms returned fit assessments, but only two named it during ranking discovery. Its placement reflects that discovery gap rather than a poor fit assessment. The entity identity audit also flagged conflicting official domains and an unresolved identity, which several platforms noted as a verification concern ^[97].

Best suited for. Owners seeking month-to-month home-warranty coverage for standard appliances and household systems, manufactured or mobile homes with conventional HVAC, water-heater, plumbing, and electrical equipment that Complete Protection confirms in writing, and buyers who value no stated deductible or service-call fee and itemized monthly pricing ^[103].

Main strengths for this use case. The company explicitly markets a mobile-home warranty page. The Comprehensive Plan includes several systems commonly important in manufactured homes: HVAC, water heater, plumbing leaks, electrical wiring, main panel, outlets, and standard appliances. Published pricing is relatively transparent and itemized. The company advertises no deductible or service-call fee. One platform reports no exclusions for unknown pre-existing conditions, rust, or lack of maintenance on covered items ^[141]. Another reports the ability to use an out-of-network licensed technician with prior authorization ^[224].

Main limitations. No clear public confirmation that all manufactured or mobile homes are eligible in every state. No clear public coverage schedule for skirting, tie-downs, chassis, axles, foundation components, or other mobile-home-specific equipment. Foundation-type eligibility and exclusions are not clearly stated in the current public plan pages. Coverage is limited to listed items, generally one unit per item unless additional coverage is purchased. Public documents contain different plan-term contexts and dates, creating uncertainty about which terms apply to a new buyer. One platform reports maximum coverage limits of $1,000 for systems and $100 to $950 for appliances ^[230]. Another reports plumbing, electrical, and septic claims capped at $1,000 aggregate annual maximum ^[206].

10. AFC Home Warranty

Questions explored

• Is AFC Home Warranty worth it for a manufactured home, and what are its main drawbacks?
• Does AFC Home Warranty cover under-skirting plumbing and ductwork that sits outside the main foundation?
• How does AFC Home Warranty's depreciation policy affect older manufactured home systems?

AFC Home Warranty ranked tenth, named by two of seven platforms at an average listed position of 7.00. Its sample contract expressly includes manufactured and mobile homes, and AFC permits customers to choose a licensed technician ^[5]. The public materials do not establish that all mobile-home-specific systems, chassis-related components, tie-downs, foundations, skirting, or site infrastructure are covered, and the entity identity audit flagged conflicting official domains.

Why it ranked here. AFC Home Warranty tied with Complete Protection on average position but had a lower best position of 6. It was named by only two platforms during ranking discovery, and one of those platforms rated it uncertain because the official website could not be verified ^[17]. The unresolved identity question is the single largest factor keeping it at the bottom of the qualifying list.

Best suited for. Owners seeking coverage for ordinary residential systems and appliances in an eligible manufactured or mobile home, buyers who value the ability to use their own licensed technician, and owners willing to verify the contract's location, foundation, installation, and component exclusions before enrolling ^[5].

Main strengths for this use case. The reviewed sample contract expressly includes manufactured and mobile homes. Customer-selected licensed technicians may help owners locate contractors familiar with manufactured-home systems. Multiple plan levels, service-fee options, and optional add-ons may permit customization. One platform reports unlimited HVAC repair coverage ^[258]. Another reports a workmanship guarantee that lasts for the entire life of the plan rather than the industry-standard 30 to 60 days ^[184].

Main limitations. No verified manufactured-home-specific price was found. No clear public confirmation was found for coverage of chassis, tie-downs, skirting, foundation structures, transport-related components, or site utilities. Foundation-location language may exclude or complicate claims for equipment outside the main foundation or in nontraditional manufactured-home configurations. Coverage is contract-specific and depends on named items, limits, exclusions, working-condition requirements, and maintenance documentation. One platform reports a depreciation policy applied to systems and appliances older than five years, which can significantly reduce payout values ^[191]. Another reports plumbing and electrical capped at $500 each ^[258]. The ranking-stage term "Standard plan" was not clearly matched to a current official AFC plan name ^[5].

Pricing or cost summary. AFC does not publish one universal manufactured- or mobile-home price.

What this study reveals

Questions explored

• What do AI platforms consistently say about home warranty coverage for manufactured and mobile homes?
• Why do so many home warranty companies leave manufactured home eligibility unclear in their public materials?
• Which home-type-specific components do home warranty contracts consistently exclude for manufactured homes?

Three patterns dominate the cross-platform evidence. First, eligibility is almost never unconditional. Every top-ranked entity's manufactured-home acceptance is described as subject to eligibility review, quote-flow confirmation, state-specific contract terms, or foundation requirements. American Home Shield requires eligibility review during the quote process ^[72]. First American's eligibility is location- and contract-dependent ^[28]. Choice's contract supports eligibility but limits coverage to items inside the main foundation ^[86]. Even AFC Home Club, whose contract expressly names manufactured and mobile homes under 5,000 square feet, requires covered items to be properly installed, maintained, and operational at enrollment ^[5].

Second, home-type-specific components are consistently excluded. Across every entity, platforms found no coverage for chassis, axles, tongue, tie-downs, skirting, transport equipment, or foundation systems. This is described as industry-standard rather than provider-specific. One platform states plainly that chassis, axles, and tongue are universally excluded ^[161]. Another notes that home warranties cover systems and appliances, not dwelling structure, foundation, or roof structure - core exposures for manufactured homes ^[70].

Where the AI Platforms Agreed

Questions explored

• Which home warranty companies did all seven AI platforms agree are relevant for manufactured home coverage?
• What do AI platforms agree buyers must verify before purchasing manufactured home coverage?

Platforms agreed on several points that buyers can treat as reliable signals.

• American Home Shield, First American, and Choice Home Warranty belong on every shortlist. All three were named by all seven platforms. No other entity achieved that.
• Manufactured-home eligibility must be confirmed in writing before purchase. Every platform that assessed fit for a top-ranked entity recommended written confirmation of eligibility, covered components, exclusions, limits, and total costs.
• Foundation and structural components are outside home warranty scope. Platforms consistently reported that foundations, piers, tie-downs, skirting, chassis, and transport-related components are excluded across providers.
• Home warranties are not insurance. Multiple platforms stated that a home warranty is a service contract for repair or replacement of specified systems and appliances after breakdown, not property insurance for storm, fire, flood, theft, or structural damage ^[72].
• Roof coverage for mobile homes is a recurring gap. American Home Shield excludes mobile home roofs from roof-leak coverage ^[182], 2-10 excludes mobile home roofs from its roof leak add-on ^[202], and Select's roof benefit carries substantial exclusions ^[136].

Where the AI Platforms Disagreed

Questions explored

• Why do AI platforms disagree about whether Liberty Home Guard and Select Home Warranty accept manufactured homes?
• Which home warranty company has the most conflicting evidence about manufactured home eligibility?
• How should a buyer handle conflicting AI platform recommendations about home warranty eligibility?

Disagreement in this study clusters around three issues.

Eligibility transparency. For Liberty Home Guard, Google rated the fit strong and stated the company actively accepts manufactured and mobile homes ^[204], while OpenAI, DeepSeek, and Kimi rated it uncertain because the company's own website does not clearly confirm acceptance ^[125]. For Select Home Warranty, Grok stated that Select accepts manufactured and mobile homes when post-1976 HUD standards are met and the home is on a permanent foundation ^[201], while OpenAI and Anthropic reported that the official terms name modular homes rather than manufactured or mobile homes ^[133].

Pricing. Reported monthly premiums conflict materially for nearly every entity. American Home Shield figures range from $29.99 to $92.85 per month depending on source and plan ^[182]. First American figures range from $28 to $131 per month ^[29].

How to compare your options

Questions explored

• What should a manufactured home owner check before choosing a home warranty provider?
• Which home warranty company is best for a manufactured home owner who needs HVAC coverage above $3,000?
• How should a buyer compare home warranty quotes for a manufactured home?

Start with the systems you actually have. If your manufactured home uses conventional central HVAC, standard electrical and plumbing, and ordinary kitchen and laundry appliances, the top three entities in this index all address those categories. American Home Shield offers the highest reported HVAC limit at $5,000 per covered system [e1:official:C1]. First American states no age limit for covered systems and appliances ^[27]. Choice's Total Plan adds air conditioning and refrigerator coverage that its Basic Plan excludes ^[278].

If your home relies on window or portable AC units, check that exclusion first. American Home Shield does not cover them ^[181]. If your home has a mobile home roof and you want roof-leak coverage, note that American Home Shield and 2-10 both exclude mobile home roofs ^[182], while Select advertises included roof coverage subject to substantial exclusions ^[136].

Methodology

This index was produced from one standardized prompt sent once to each of seven AI platforms on October 1, 2026. The prompt asked which providers would be recommended for a manufactured or mobile home owner whose standard home warranty options exclude or limit coverage for that construction type, including the systems unique to it, at a fair price.

The seven included platforms were OpenAI, Anthropic, DeepSeek, Grok, Perplexity, Kimi, and Google. All seven evaluated fit for the entities they discussed, but platform mentions count only platforms that named the entity during ranking discovery. That is why an entity can receive fit assessments from more platforms than its mention count shows.

Seventeen unique entities were named across platforms. Ten qualified for this index by being named by at least two platforms. The final ranking order is based on platform mentions first, then average listed position, then best listed position. The ranking table is the sole authority for rank, platform mentions, platform share, average rank, and best rank.

Citations are platform-reported evidence, not independently verified facts. Company-owned sources outnumber independent sources for several entities, and company claims are not described here as independently verified. The supplied URLs were collected from platform responses and were not independently validated by the writer stage.

Research limitations

Several limitations apply to this index.

• Single prompt, single run. One standardized prompt was sent once to each platform. AI answers can vary by date, wording, location, account state, model, interface, browsing configuration, and the sources retrieved.
• Platform-reported research dates differ from the authoritative run date. DeepSeek reported January 1, 2026 for American Home Shield, January 15, 2026 for Liberty Home Guard and 2-10, June 15, 2026 for First American, June 11, 2026 for Cinch, and February 14, 2026 for Complete Protection. Anthropic reported January 1, 2026 for First American and March 21, 2025 for Select Home Warranty. These are provenance metadata and do not independently prove freshness.
• Platform mentions count only ranking-discovery mentions. Do not substitute the number of platforms that later completed a fit assessment.
• Conflicting product names, pricing, and capabilities were not resolved by guessing. Where sources conflict, this index describes the conflict and tells buyers what to verify.
• Entity identity audits flagged unresolved issues. First American, Complete Protection, and AFC Home Warranty had conflicting official domains or unresolved exact-name identity. AFC Home Club and Liberty Home Guard had official-site retrieval failures for one or more mentions.
• Company-owned citations materially outnumber independent citations for several entities. Company claims are labeled as such and are not described as independently verified.
• No-search model claims require explicit verification. DeepSeek ran without search enabled for several entities, and its findings are labeled platform-reported.

The consensus assessment

American Home Shield is the consensus leader for manufactured and mobile home coverage, named by all seven platforms at an average listed position of 2.29. Its broad conventional systems coverage, $5,000 per covered HVAC system, and $50,000 total limit per agreement term make it the default starting point for a manufactured home owner whose systems are conventional. First American Home Warranty and Choice Home Warranty are the strongest alternatives for buyers who want no stated age limit on covered items or a lower-cost entry point under 5,000 square feet, respectively.

For buyers whose primary risk is structural rather than systems-related, 2-10 Home Buyers Warranty is the only entity in this index with a purpose-built manufactured-home structural product, but it is generally arranged through a participating builder or dealer and requires a permanent foundation for the full upgrade. Liberty Home Guard is the strongest option for buyers who want customizable add-ons and a long workmanship guarantee, subject to written eligibility confirmation.

No entity in this index covers chassis, axles, tie-downs, skirting, transport equipment, or foundation systems. Buyers who need that protection should look to manufactured-home insurance rather than a home warranty. Every buyer in this category should obtain written confirmation of eligibility, covered components, foundation treatment, exclusions, limits, service fees, and total annual cost before paying.

Frequently Asked Questions

Do home warranty companies cover manufactured homes? Some do, but eligibility is rarely automatic. American Home Shield, First American, Choice, Liberty Home Guard, Select, Cinch, AFC Home Club, Complete Protection, and AFC Home Warranty all have some evidence of manufactured-home acceptance, but each requires verification through a quote, contract, or written confirmation. 2-10 offers a dedicated manufactured-home structural warranty, generally through a participating builder or dealer.

Do home warranty companies cover mobile homes? Coverage is narrower for mobile homes than for manufactured homes. Cinch's reviewed agreement expressly excludes mobile homes while allowing certain permanently secured manufactured homes ^[92]. Choice's contract supports mobile homes under 5,000 square feet ^[35]. AFC Home Club's contract expressly includes mobile homes under 5,000 square feet ^[5]. The distinction between "mobile home" and "manufactured home" matters and should be clarified in writing.

Do home warranties cover the foundation of a manufactured home? No. Across every entity in this index, platforms found that foundations, piers, tie-downs, skirting, and structural components are excluded. Home warranties cover systems and appliances, not dwelling structure.

Do home warranties cover mobile home roofs? Generally not. American Home Shield excludes mobile home roofs from roof-leak coverage even in ShieldPlatinum ^[182]. 2-10 excludes mobile home roofs from its roof leak add-on ^[202].

Sources used in this study

Company-Owned Sources

1. AFC: Hassle-Free Home Warranty Coverage: https://afchomeclub.com/
2. Discover AFC Home Warranty FAQs: https://afchomeclub.com/faqss
3. AFC Home Club Sample Membership Contract: https://afchomeclub.com/images/Website/SAMPLE-AFCHCP24.pdf
4. [PDF] Platinum Non-CLIP Terms - AFC Home Warranty: https://afchomeclub.com/images/Website/Terms25/SAMPLE-AFCHCP25.pdf
5. AFC Home Club Diamond Contract: https://afchomeclub.com/images/Website/terms27/nonClipped/Sample-Diamond.pdf
6. PLATINUM CONTRACT: https://afchomeclub.com/images/Website/terms27/nonClipped/Sample-Platinum.pdf
7. AFC Home Club Sample Contract (Silver Plan): https://afchomeclub.com/images/Website/terms27/nonClipped/Sample-Silver.pdf
8. AFCHWG28 NON-CLIPPED.docx: https://afchomeclub.com/images/Website/terms28/nonclipped/Sample-Gold.pdf
9. Sample Platinum Contract PDF: https://afchomeclub.com/images/Website/terms28/nonclipped/Sample-Platinum.pdf
10. [PDF] PLATINUM MEMBERSHIP - AFC Home Warranty: https://afchomeclub.com/images/WPImages/2019/05/AFCSAMPLECONTRACT.pdf
11. AFC Home Club Sample Contract (Gold Plan): https://afchomeclub.com/images/WPImages/2020/08/AFCHC-13SY.pdf
12. A. COVERAGE OVERVIEW B. SERVICE REQUESTS: https://afchomeclub.com/images/WPImages/2022/03/AFCHCSY22.pdf
13. AFC Home Club Sample Contract (Gold Plan): https://afchomeclub.com/images/WPImages/2022/06/Sample-AFCHCG22.pdf
14. Protect Your Home with AFC Home Warranty Plans: https://afchomeclub.com/plans
15. Complete Coverage: AFC Home Warranty Basics: https://afchomeclub.com/whatscovered
16. PLATINUM MEMBERSHIP: https://afchomeclub.com/wp-content/uploads/2020/08/AFCHC-13P.pdf
17. AFC Home Warranty: https://afchomewarranty.com/
18. First American Home Warranty: https://go.fahw.com/purchasehomewarranty/
19. Get Your Risk-Free Quote in Seconds - First American Home Warranty: https://go.fahw.com/quote-fahw-page/
20. First American Home Warranty | Plans for the Inevitable: https://homewarranty.firstam.com/
21. Contact Us: https://homewarranty.firstam.com/contact-us
22. First American Home Warranty Coverage: https://homewarranty.firstam.com/coverage
23. Mobile Home Coverage - First American Home Warranty: https://homewarranty.firstam.com/coverage/home-types/mobile-home
24. Mobile Home Coverage: https://homewarranty.firstam.com/coverage/home-types/mobile-homes
25. FAQ | First American Home Warranty: https://homewarranty.firstam.com/faq
26. Pricing and Plans | First American Home Warranty: https://homewarranty.firstam.com/homeowner/pricing-and-plans
27. Knowing Your Coverage: https://homewarranty.firstam.com/homeowner/understanding-home-warranty-coverage
28. What Is a Home Warranty?: https://homewarranty.firstam.com/homeowner/what-is-a-home-warranty
29. only $290: https://homewarranty.firstam.com/media/contracts/10.B.pdf
30. HOME WARRANTY: https://homewarranty.firstam.com/media/contracts/AKCA.B.pdf
31. Florida First American Home Warranty Plan Sample: https://homewarranty.firstam.com/media/contracts/FL-UD-UE.pdf
32. Home Warranty Solutions: Sample Contract and Coverage Overview: https://homewarranty.firstam.com/media/contracts/HC.B.pdf
33. HOME WARRANTY: https://homewarranty.firstam.com/media/contracts/TX-UQ-UR.pdf
34. First American Home Warranty Terms and Conditions: https://homewarranty.firstam.com/terms-and-conditions
35. Choice Home Warranty: Your Home Service Agreement: https://my.choicehomewarranty.com/contract/print/?cid=cG00jhzPjZ-ZhG6IGzhedYgsHH_ef_H5zQjQungNVpY&oid=KctIiMCjiMGnPeQO8YOiYm7GHqvlV70AW3F5JIEZbjM&sso=XemZqbCq8BDWZruBwk1VfM0sRNDE_YVsBtUbSF8lPcw
36. Your Home Warranty Contract is Enclosed: https://my.choicehomewarranty.com/contract/print/?sso=XemZqbCq8BDWZruBwk1VfM0sRNDE_YVsBtUbSF8lPcw&cid=cG00jhzPjZ-ZhG6IGzhedYgsHH_ef_H5zQjQungNVpY&oid=KctIiMCjiMGnPeQO8YOiYm7GHqvlV70AW3F5JIEZbjM
37. Choice Home Warranty Contract Sample: https://my.choicehomewarranty.com/contract/print?cid=cG00jhzPjZ-ZhG6IGzhedYgsHH_ef_H5zQjQungNVpY&oid=KctIiMCjiMGnPeQO8YOiYm7GHqvlV70AW3F5JIEZbjM&sso=XemZqbCq8BDWZruBwk1VfM0sRNDE_YVsBtUbSF8lPcw
38. Cinch Home Services: https://partners.cinchhomeservices.com/securityservices/landing-2691F7-89626N.html
39. Cinch Home Service Agreement Sample: https://protect.cinchhomeservices.com/hubfs/CINCHP3V2_0124_DTC_AP_PRG.pdf
40. Available Coverage for Buyers: https://realtor.choicehomewarranty.com/CHW_Realty_Brochure_NA.pdf
41. 2-10 Home Warranty Builder Information: https://secure.2-10.com/builderonlineportal/registration/whatdoyoubuild
42. SYSTEMS COVERAGE - AFC Home Warranty: https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQEVDLXSGYutKBFmrWkjSJvPFhcaN9WF4Zq1IvNq0PgmIRqNs0h66TH9vMqwCgtSEmyRphMVV6wUso7SgWiuyPY1nKTgTrrzjgnESic3iMy1y1VLJWS35h4U3VMMPev7KFNfiqxBH2jrr8tldkutjyKTNoGQDA==
43. SYSTEMS COVERAGE - AFC Home Warranty: https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQF0VI405ppVc6pCwPy-WYH2M_2a8gAEoKvFbMjlmpD_AyoWD8uOcQp6lNJg3jQjxy9LEz4Z-xpGanwRDKjmsiKrSkg6KgzyFpqsAdP9_FlLbP18Ci0n83yT2CZhZjhON5K7OX35kmGKH0uYK6kiCAYvlg0geQ==
44. A. COVERAGE OVERVIEW B. SERVICE REQUESTS - AFC Home Warranty: https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQF2XYTw1IszZ2niJtr8DKquqohBFjvq6DJC2J5z_1mvKzGE3y8KTzlbOBVu_S5fPHPEFzBlqzuuz6PV_iPkWMuIAgOa2zHrAcajuk04znv3wJcKmpQpL3tludfUR2_XCkVsOA8DFIkkb9ucDtbiidHHBA==
45. Homeowners User Agreement | Choice Home Warranty: https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQFd-P7RYTvna8BOy-rh8veK9gzO9FmrxUzePekH7_VQZRXde9qNaXus50KM71Eu0l7VuhFVWS0Nkpkfz-b8qNztcmhrnp_2Px6VT9pusDFuNORtxjYBXwBXvLViWuqhA7e_SbFgTgXOdA==
46. Why You Need a Home Warranty: https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQGgNLqbAdDQUa_w7v-fyn5_O72xZiW9mvnNN0subl7JCwSzbsmIGbwn--90_6Rysm3XjXwZHsvvpu0puHWtaBsSpfiskzAGL3ppal6mT1a7mIVBcxb1IH30kISzwhy6UUDfT8Qv391TCKFbaObfTzP74Y1qHtyF
47. A. COVERAGE OVERVIEW B. SERVICE REQUESTS - AFC Home Warranty: https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQGNTiOv7qTqeks3Uk2O7eeWCprwz-fJqEnEDWJZFVMB8DGi-tTIVtwiB-8zoMrY-gqKi_tt0aGsFsxgdWJm0pLJ8iriFAY5LJaZXzAsNnWZc3Idq0Xd01jncw458M2VqjCuypHtQB83vKB5-zbilOiWGg==
48. Sample plan agreement - American Home Shield: https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQH0v8GS3rBAwTkrk3Y-UZ45ufm4bcHSErw-RhmEjW3ZNXjxec7eUUGiY_abw_1RnFMMX4K3Z_yYf7s8AKgat8CNQ01iFqqfDgXMrpe3zG3ZVPWxl1C_arPdhD1ACGAtR7VWKTUpSIXXgwCKFKqmXiV6Yk86ABEZiIEasQD0V5l6L2YP0sE=
49. Homeowners User Agreement | Choice Home Warranty Exclusions: https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQHfihx7pO59y9pjz4GZqOah-_xritYxjGbA1bdEcsuUMtJDmXV-2GZoLEBdc_zuLrNROPbrURJLPMPzi87l3lJixtEoucQJccYjiOYqsQy0P4x9yTjN3wjksV3fFts0nLMQ1DfJy60Ztg==
50. CHW Realty Brochure - Choice Home Warranty: https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQHHcxPr2QyqvSIbcR9mZCXfzxE7E8hAQNOrTlUVEdGMCVc0dDZT202aghsCbmNlwOTJUMLPll5QE3CzfeQQlVpiJLbrX1OFnzveDvr98odtOxSbktPZkVOvIyERs29LZ9RA2DMl7wm0FevE13I4CEVcQNHnVPKd1A==
51. Sample-AFCHCG22.pdf - AFC Home Warranty: https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQHYiD8mk-ztD0cdPk4dSG212ODcAZPhEI4_l_FKL1cxWVygWp45nmi5yCvSXR_LQPNVQSQbzly6gBBWNihnmF00wG2MVJUsCTZgi2tt62fJDCL8L2doUjn7KotD65xMNszn5Gnvil3PsrnAlocoEgvCUwLNlj-qli4=
52. 2-10 Home Buyers Warranty Official Website: https://www.2-10.com/
53. Modular & Manufactured Home Warranties | 2-10 HBW: https://www.2-10.com/builders-warranty/modular-manufactured-home-warranty/
54. Builder-Backed Warranty Programs & Coverage | 2-10 HBW: https://www.2-10.com/builders-warranty/warranty-programs-services/
55. Builder-Backed Warranty Programs & Coverage | 2-10 HBW: https://www.2-10.com/builders/warranty-programs/
56. Modular & Manufactured Home Warranties | 2-10 HBW: https://www.2-10.com/builders/warranty-programs/manufactured-modular/
57. Home Warranty Coverage FAQs & Details | 2-10 HBW: https://www.2-10.com/faqs/warranty-coverage-information/
58. Mobile Home Coverage – 2-10 Home Buyers Warranty: https://www.2-10.com/helpcenter/mobile-home-coverage/
59. Warranty Coverage: https://www.2-10.com/helpcenter/warranty-coverage/
60. Types of Homes Covered: https://www.2-10.com/helpcenter/warranty-coverage/types-of-homes-covered/
61. Home Warranty Plans & Pricing | 2-10 HBW: https://www.2-10.com/homeowner/plans-pricing/
62. Home Warranty Plans & Benefits | 2-10 HBW: https://www.2-10.com/homeowners-warranty/
63. Home Warranty Plans & Pricing | 2-10 HBW: https://www.2-10.com/homeowners-warranty/pricing-and-plans/
64. 2-10 Home Buyers Warranty Plans and Pricing: https://www.2-10.com/plans/
65. 2-10 Manufactured Home Warranty | Modular Home Warranty | Structural Warranty: https://www.2-10.com/products/manufactured-home-warranty/
66. 2-10 Structural Warranty | New Home Structural Warranty: https://www.2-10.com/products/structural-warranty/
67. 2-10 Systems & Appliances | Home Warranty Coverage: https://www.2-10.com/products/systems-and-appliances/
68. Builder Handbook - 2-10 Home Buyers Warranty: https://www.2-10.com/wp-content/uploads/2019/07/0917_Builder_Handbook_Digital.pdf
69. American Home Shield Plans: https://www.ahs.com/
70. American Home Shield - What Does a Home Warranty Cover: https://www.ahs.com/about/frequently-asked-questions/
71. Sample Plan Agreement: https://www.ahs.com/contentassets/32724bc5401f4770b6a81a50544ad72f/ahs-dtc-all.other.states-july-2024-v1.pdf
72. Home Warranty Plan Agreements: https://www.ahs.com/contracts/
73. Frequently Asked Questions About Home Warranties: https://www.ahs.com/faqs/
74. Maryland Home Warranty Plans & Coverage: https://www.ahs.com/home-warranty/states/maryland-md/
75. Additional Warranty Coverage & Protection Plans: https://www.ahs.com/our-coverage/additional-coverage/
76. Home System Warranty Coverage: https://www.ahs.com/our-coverage/home-systems/
77. Plans & Coverage: https://www.ahs.com/plans/
78. How Much Does A Home Warranty Cost? [2026] | AHS: https://www.ahs.com/plans/cost/
79. ShieldPlatinum Plan: https://www.ahs.com/plans/shieldplatinum/
80. ShieldSilver Plan: https://www.ahs.com/plans/shieldsilver/
81. Official pricing and terms source: https://www.ahs.com/terms-of-use/
82. Choice Home Warranty Official Website: https://www.choicehomewarranty.com/
83. Frequently Asked Questions: https://www.choicehomewarranty.com/common-questions/
84. Why You Need a Home Warranty: https://www.choicehomewarranty.com/homeowners/why-home-warranty/
85. Official pricing and terms source: https://www.choicehomewarranty.com/terms-of-use/
86. Homeowners User Agreement: https://www.choicehomewarranty.com/user-agreement/
87. Cinch Home Services Official Site: https://www.cinchhomeservices.com/
88. CINCHP1 1218 DTC WH V2 Page 1 of 11 HOME SERVICE AGREEMENT: https://www.cinchhomeservices.com/documents/20126/35915/DTC+Cinch+2019+Complete+Home.pdf/97a4af3c-afc2-5ec7-1660-e7f7a636798b
89. Award-Winning Home Warranty by Cinch Home Services: https://www.cinchhomeservices.com/home-warranty
90. Complete Home Warranty & Protection Plan: https://www.cinchhomeservices.com/homeowners/services/complete-home
91. Cinch Home Services | 45 Years of Home Warranty Expertise: https://www.cinchhomeservices.com/homewarrantyplans
92. Cinch Home Service Agreement: https://www.cinchhomeservices.com/hubfs/24-website-redesign/documents/CINCHP3_1221_RE_R3_SFL.pdf
93. Cinch Home Services FAQ: https://www.cinchhomeservices.com/partners/real-estate/faq
94. Compare Plans & Coverage: https://www.cinchhomeservices.com/plans-and-coverage
95. Official pricing and terms source: https://www.cinchhomeservices.com/terms-of-use
96. Mobile Home Policies: Types of Coverage: https://www.citizensfla.com/documents/20702/29369716/Mobile+Home+Policies+Coverage+Types.pdf/e61c3b40-50aa-4789-8508-51ad26ac3450?download=true&t=1722354726737&version=2.0
97. Comprehensive Home Warranty Plans for Your Appliances and Systems: https://www.completehomewarranty.com/
98. Home Warranty Company in Mobile, AL - Complete Appliance Protection: https://www.completehomewarranty.com/alabama-home-warranty/mobile-home-warranty/
99. Does A Home Warranty Cover Plumbing Repairs?: https://www.completehomewarranty.com/does-a-home-warranty-cover-plumbing-repairs/
100. Florida Homeowner Appliance Insurance - Complete Protection: https://www.completehomewarranty.com/florida-homeowner-appliance-insurance/
101. How To Get A Home Warranty For A Mobile Home - Complete Appliance Protection: https://www.completehomewarranty.com/how-to-get-a-home-warranty-for-a-mobile-home/
102. Tennessee Home Warranty Complete Protection Home Warranty Company: https://www.completehomewarranty.com/tennessee-home-warranty/
103. Home Warranty Plans & Coverage Options | Complete Home Warranty: https://www.completehomewarranty.com/warranty-plans/
104. Form TC2019: https://www.completehomewarranty.com/wp-content/uploads/2019/05/2019-TC-wAddendums.pdf
105. Complete Protection 120-Day Guarantee: https://www.completehomewarranty.com/wp-content/uploads/2019/11/120-Day-Brochure.pdf
106. HI2023 Brochure: https://www.completehomewarranty.com/wp-content/uploads/2022/04/HI2023-Brochure-8.5-%C3%97-11.5-in-2.pdf
107. HI2025 Brochure ORIGINAL - Complete Protection Home Warranty: https://www.completehomewarranty.com/wp-content/uploads/2025/03/HI2025-Brochure.pdf
108. First American Home Warranty – Mobile/Manufactured Home Warranty: https://www.firstam.com/home-warranty/
109. First American Home Warranty – Sample Contract / Coverage Details: https://www.firstam.com/home-warranty/sample-contract/
110. Mobile Home Insurance | Manufactured Home | Foremost Insurance Group: https://www.foremost.com/insurance/mobile-home/
111. Mobile Home insurance: Get a Quote: https://www.kin.com/mobile-home-insurance/
112. Best Home Warranty | Liberty Home Guard: https://www.libertyhomeguard.com/
113. Liberty Home Guard | AI Info Page: https://www.libertyhomeguard.com/ai-info-page/
114. What Does a Home Warranty Cover? - Liberty Home Guard Blog: https://www.libertyhomeguard.com/blog
115. Does a Home Warranty Cover Foundation Repair?: https://www.libertyhomeguard.com/blog/does-a-home-warranty-cover-foundation-repair/
116. Does a Home Warranty Cover Plumbing? - Liberty Home Guard: https://www.libertyhomeguard.com/blog/does-a-home-warranty-cover-plumbing/
117. Does home warranty cover slab leaks?: https://www.libertyhomeguard.com/blog/does-home-warranty-cover-slab-leaks/
118. Liberty Home Guard vs 2-10 Home Buyers Warranty: https://www.libertyhomeguard.com/blog/home-warranty-plans/liberty-home-guard-vs-2-10-home-buyers-warranty/
119. Liberty Home Guard vs American Home Shield: https://www.libertyhomeguard.com/blog/home-warranty-plans/liberty-home-guard-vs-american-home-shield/
120. What Exactly Is a Mobile Home Warranty?: https://www.libertyhomeguard.com/blog/home-warranty-plans/what-exactly-is-a-mobile-home-warranty/
121. Introducing Our New Policy: Enhanced Protection for Your Home - Liberty Home Guard: https://www.libertyhomeguard.com/blog/introducing-our-new-policy-enhanced-protection/
122. GET YOUR QUOTE: https://www.libertyhomeguard.com/checkout/
123. Home Warranty Quote Online | Liberty Home Guard: https://www.libertyhomeguard.com/getquote/
124. Home Warranty Quote Online | Liberty Home Guard: https://www.libertyhomeguard.com/legion250checkout/
125. Home Warranty Plans & Policies | Liberty Home Guard: https://www.libertyhomeguard.com/plans/
126. Official pricing and terms source: https://www.libertyhomeguard.com/plans/system-guard/
127. Home Warranty Sample Policy | Liberty Home Guard: https://www.libertyhomeguard.com/sample-policy/
128. What Exactly Is a Mobile Home Warranty?: https://www.libertyhomeguard.com/what-exactly-is-a-mobile-home-warranty/
129. Mobile home & manufactured home insurance | Liberty Mutual: https://www.libertymutual.com/property/mobile-home-insurance
130. Mobile & Manufactured Home Insurance | Progressive: https://www.progressive.com/mobile-home/
131. Top Rated Home Warranty Coverage | Select Home Warranty: https://www.selecthomewarranty.com/
132. HOME WARRANTY AGREEMENT: https://www.selecthomewarranty.com/assets/pdf/SHW-SAMPLE-AGREEMENT.pdf
133. Sample Home Warranty Plan: https://www.selecthomewarranty.com/assets/resources/SHWBR2025.pdf
134. Home Warranty Optional Coverage Guide: https://www.selecthomewarranty.com/blog/optional-coverage-guide
135. Select Home Warranty - Frequently Asked Questions: https://www.selecthomewarranty.com/faq
136. Home Warranty Plans | Select Home Warranty: https://www.selecthomewarranty.com/plans
137. Terms & Conditions | Select Home Warranty: https://www.selecthomewarranty.com/terms-and-conditions

Independent Sources

138. Cinch Home Services Overview and Exclusions: https://authory.com/
139. Mobile Home Warranty: Manufactured-Home Coverage, Cost and Exclusions: https://autowarranty.autos/home/mobile-home-warranty-manufactured-home-coverage-cost-and-exclusions/
140. 2-10 Home Buyers Warranty Review 2025: Coverage Details: https://bestcompany.com/blog/home-warranty/2-10-home-buyers-warranty-review
141. Complete Protection - Home Warranty: https://bestcompany.com/home-warranty/company/complete-protection
142. American Home Shield Review 2026: Cost, Plans, and Coverage: https://bestguide.com/review/american-home-shield/
143. 2-10 Home Buyers Warranty Review - 2026 Independent view: https://blakeinsurancegroup.com/2-10-home-buyers-warranty-review/
144. American Home Shield Review 2026: https://clearvaluelending.com/reviews/american-home-shield
145. Consumersverified: https://consumersverified.com/american-home-shield
146. Mobile Home Insurance: HO-7, Permanent Foundation, Wind Coverage: https://coverforgeusa.com/mobile-home-insurance
147. How Much Does American Home Shield Cost? (2026 Prices): https://homeguide.com/costs/american-home-shield-cost
148. How Much Does a Select Home Warranty Cost? (2026 Prices): https://homeguide.com/costs/select-home-warranty-cost
149. Is Assurant Mobile Home Insurance A Good Choice? Full Guide: https://homeinsurancemag.com/is-assurant-mobile-home-insurance-a-good-choice/
150. Understanding the Fine Print of Choice Home Warranty: https://homemembership.com/understanding-the-fine-print-of-choice-home-warranty/
151. Select Home Warranty Review: Prices and Ratings (2026) | Insurify: https://insurify.com/home-insurance/companies/select-home-warranty/
152. American Home Shield Home Warranty Review: Prices and Ratings (2026): https://insurify.com/home-warranty/companies/american-home-shield/
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