Best Home Warranty Plans for New Home Buyers at Closing (2026)

The research in brief

Across seven AI platforms asked one standardized question about first-year home warranty coverage activated at closing, 2-10 Home Buyers Warranty is the consensus leader: it was named by all seven platforms (100.0% share) at an average listed position of 3.57, with a best position of 1. American Home Shield is the strongest alternative for buyers who want the highest published HVAC and appliance limits and a documented no-waiting-period real-estate plan, and First American Home Warranty is the strongest alternative for buyers who want a 13-month term and coverage of unknown pre-existing conditions. Nine entities qualified by being named by at least two platforms. The principal limitation: this index measures what AI platforms recommended in one prompt run on 2026-09-30, not verified claim outcomes, and company-owned citations materially outnumber independent ones for most entities.

Research Snapshot

• Topic: Best home warranty plans for new home buyer closing coverage (first-year protection against unknown issues from prior ownership).
• Target buyer: A recent or soon-to-close home buyer wanting first-year protection against unknown issues from prior ownership, easy activation at closing, ideally through a real estate agent program, at a reasonable first-year price.
• Platforms included (7): ChatGPT, Claude, DeepSeek, Grok, Perplexity, Kimi, Gemini.
• Research date: 2026-09-30 (authoritative run date). Platform-reported dates are provenance metadata and do not independently prove freshness.
• Unique entities named across platforms: 20.
• Qualifying entities: 9.
• Eligibility rule: named by at least two platforms during ranking discovery.
• Ranking rule: platform mentions, then average listed rank, then best listed rank.
• Method: one standardized prompt sent once to each included platform.

The Consensus Ranking

Questions explored

• What are the best home warranty plans for new home buyer closing coverage in 2026?
• Which home warranty company did the most AI platforms recommend for coverage that activates at closing?
• Which home warranty providers for closing coverage were named by at least two of the seven AI platforms studied?

Platform mentions count only ranking-discovery mentions. All seven included platforms completed a fit assessment, but mention counts reflect only the platforms that named the entity during ranking discovery.

Which provider fits your needs?

Questions explored

• Which home warranty plan should a new home buyer choose at closing if the real estate agent is coordinating enrollment?
• Is American Home Shield or 2-10 Home Buyers Warranty better for a buyer who needs the highest published HVAC coverage limit at closing?
• Which home warranty for closing coverage is best for a buyer of an older home with unknown pre-existing conditions?

1. 2-10 Home Buyers Warranty

Questions explored

• Is 2-10 Home Buyers Warranty worth it for a new home buyer who needs coverage to start at closing, and what are its main drawbacks?
• Which 2-10 plan should a buyer choose at closing if they want the broadest systems-and-appliances coverage?
• What should a buyer verify about 2-10's waiting period and pre-existing condition exclusions before closing?

Verdict. 2-10 Home Buyers Warranty is the only entity named by all seven platforms, and it is the consensus leader for closing coverage because it operates a dedicated real-estate-agent channel and describes buyer coverage as beginning at closing for real-estate transactions ^[54]. The fit is not unqualified: platforms split between "good" and "strong" ratings on one side and "mixed" on the other, and the disagreement centers on customer-satisfaction evidence and pre-existing condition exclusions rather than on product structure.

Why it ranked here. Seven of seven platforms named it (100.0% share) at an average listed position of 3.57 and a best position of 1. It was ranked first by Grok, third by Perplexity, and fourth by ChatGPT, DeepSeek, Kimi, and Gemini, with Claude placing it fifth. No other entity was named by every platform.

Best suited for. Buyers receiving a 2-10 buyer plan through their agent or closing transaction; buyers wanting broad first-year systems-and-appliances coverage, particularly the Pinnacle plan; and new-construction buyers whose builder is already a 2-10 member and has enrolled the home.

Main strengths for this use case. 2-10 publishes a real-estate-agent quote path and an agent portal for enrolling homes ^[55]. The Pinnacle plan is described as covering parts of up to 28 major systems and appliances with advertised limits of up to $5,000 per covered HVAC system and $2,000 per covered appliance, while the Systems plan covers parts of 19 major systems ^[67]. Google-reported evidence describes buyer coverage beginning immediately at the close of sale with no waiting period when enrolled via a real estate transaction, with payment due at closing or within 14 working days ^[348]. A plan-length workmanship guarantee is described, under which a repeat failure of a repaired component does not trigger another service fee ^[229].

2. American Home Shield

Questions explored

• Which American Home Shield real-estate plan should a buyer choose at closing if appliances matter as much as systems?
• What should a buyer verify about American Home Shield's 30-day service-request delay before closing?

Verdict. American Home Shield has the best average listed position of any entity in this index (1.50) and was ranked first by four of the six platforms that named it, but it was named by six platforms rather than seven, which places it second under the ranking rule. It is the strongest alternative for buyers who want the highest published HVAC and appliance limits and a documented real-estate plan structure.

Why it ranked here. Six of seven platforms named it (85.7% share) at an average listed position of 1.50 and a best position of 1. It was ranked first by Claude, Gemini, ChatGPT, and Perplexity, second by DeepSeek, and third by Kimi.

Best suited for. Buyers receiving the warranty through a seller or real-estate agent at closing; buyers seeking immediate coverage for major HVAC, plumbing, electrical, and appliance breakdowns; and buyers who value higher published HVAC and appliance coverage limits under ShieldPlus or ShieldComplete.

Main strengths for this use case. The real-estate warranty is described as a one-year service agreement that transfers to the buyer and generally becomes effective on the closing date ^[91]. Published limits include a $15,000 per-system HVAC limit for real-estate plans, no appliance coverage under ShieldEssential, a $4,000 per-appliance limit under ShieldPlus, and a $7,000 per-appliance limit under ShieldComplete, plus a $1,000 roof-leak limit per agreement term on ShieldComplete ^[92]. AHS states that buyers do not need a home inspection or maintenance records to purchase coverage and that covered systems and appliances may be covered regardless of age ^[93]. AHS may cover items with undetectable pre-existing conditions present when coverage begins ^[76]. Realtor infrastructure includes a Partner Portal and a SkySlope integration described as supporting 175,000+ agents in 43 states ^[224]. A 90-day post-closing purchase window with special real-estate pricing is described ^[76].

3. First American Home Warranty

Questions explored

• Is First American Home Warranty worth it for a buyer of an older home who needs coverage for unknown pre-existing conditions at closing?
• Which First American plan should a buyer choose at closing if HVAC repair costs are the main concern?
• What should a buyer verify about First American's 36-state availability and HVAC coverage cap before closing?

Verdict. First American Home Warranty is the strongest alternative for buyers who want coverage of unknown pre-existing conditions and a term longer than 12 months. It was ranked first by DeepSeek and second by Claude, Gemini, ChatGPT, and Perplexity, but seventh by Kimi, which pulled its average to 2.67.

Why it ranked here. Six of seven platforms named it (85.7% share) at an average listed position of 2.67 and a best position of 1.

Best suited for. Buyers seeking a one-year service contract beginning in connection with a home purchase; transactions where a real-estate agent can arrange the buyer plan and confirm the local contract before closing; and older homes or homes with aging appliances and systems where the buyer values claims administration over self-funding repairs.

Main strengths for this use case. Real-estate buyer plans are described as covering unknown pre-existing conditions - defects not visible or reasonably detectable at coverage start ^[14]. Coverage is described as starting the day of closing with no waiting period for buyer plans purchased within 60 days of closing ^[26]. Google-reported pricing describes a 13-month term for the price of a standard 12-month contract, with the Basic plan at $495 and Eagle Premier at $685 for single-family homes, and an $85 standard service call fee ^[274]. The Eagle Premier plan is described as including a First Class Upgrade covering repairs on items that fail due to improper installation, prior mismatched systems, or lack of maintenance by the previous owner ^[273]. There is no age limit on covered items as long as they are in safe working order ^[10]. Baseline plans combine systems and appliances, and plumbing and electrical have no per-item caps in the reported plan structure ^[362].

Main limitations. Geographic availability is limited to 36 states ^[335].

4. Liberty Home Guard

Questions explored

• Is Liberty Home Guard worth it for a new home buyer who wants one contract covering systems, appliances, and specialty items at closing?
• Which Liberty Home Guard plan should a buyer choose at closing if the home has a pool, well, or septic system?
• What should a buyer verify about Liberty Home Guard's waiting period and per-item caps before closing?

Verdict. Liberty Home Guard is the customization option in this index. It was named by six platforms but placed no better than second and as low as ninth, producing an average listed position of 5.67 - the widest spread of any qualifying entity. Its Realtor Portal and 40+ add-ons are the differentiators; its waiting period and per-item caps are the recurring concerns.

Why it ranked here. Six of seven platforms named it (85.7% share) at an average listed position of 5.67 and a best position of 2. Kimi ranked it second and Grok third, while Claude placed it ninth and DeepSeek eighth.

Best suited for. Buyers who want one contract covering major systems and appliances plus optional specialty items; transactions where the buyer's agent or escrow provider can arrange activation and payment through Liberty Home Guard's Realtor Portal; and buyers who value plan customization and are willing to manage claims under detailed contractual limits.

Main strengths for this use case. Total Home Guard combines appliance and systems coverage, with Appliance Guard and Systems Guard as narrower alternatives ^[161]. The Realtor Portal allows agents to set up coverage, generate pro-forma invoices, modify closing dates, and email order confirmations to clients and title agents ^[178]. Seller listing coverage is described as converting to buyer coverage at closing with continuous coverage, zero waiting periods, and no transfer fees ^[167]. Over 40 optional add-ons are reported, including pool and spa equipment, well pumps, and septic systems ^[330]. A 365-day workmanship guarantee is reported by one platform, while others report a 60-day guarantee ^[337]. No home inspection or maintenance records are required to purchase [e4:official:C1].

5. Cinch Home Services

Questions explored

• Is Cinch Home Services worth it for a new home buyer who needs coverage to begin on the closing date?
• Which Cinch plan should a buyer choose at closing if the home has an aging HVAC system?
• What should a buyer verify about Cinch's $10,000 aggregate cap and state availability before closing?

Verdict. Cinch Home Services has the second-best average listed position among qualifying entities (3.75) but was named by only four platforms, which places it fifth. It is the strongest option for buyers who want a documented closing-date activation statement and unique coverage features such as rust, corrosion, and unknown pre-existing conditions.

Why it ranked here. Four of seven platforms named it (57.1% share) at an average listed position of 3.75 and a best position of 1. Kimi ranked it first, ChatGPT third, DeepSeek fifth, and Claude sixth.

Best suited for. Buyers whose agent or closing transaction can enroll them in Cinch's real-estate buyer protection plan; buyers seeking first-year mechanical breakdown coverage for major home systems and appliances; and buyers who value coverage beginning at closing and online or telephone service-request access.

Main strengths for this use case. Cinch's real-estate FAQ states that buyer coverage begins at closing when title is transferred and payment is received ^[134]. The standard 30-day waiting period is described as commonly waived when the plan is purchased as part of a real estate transaction ^[129]. Cinch is reported to cover unknown pre-existing conditions and rust or corrosion damage that most competitors exclude ^[278]. A 180-day workmanship guarantee is reported, substantially longer than the 30-to-60-day industry standard ^[278]. The Complete Home Plan includes reimbursement of up to $500 toward a homeowners insurance deductible ^[361]. Google-reported evidence describes a Bring Your Own Pro plan allowing buyers to choose any licensed local contractor, priced at a $669 flat fee for single-family homes with a $100 deductible ^[139]. Realtor partnerships include HomeSmart across 37 states and 199 offices and the Northern Virginia Association of Realtors ^[344].

6. Home Warranty of America

Questions explored

• Is Home Warranty of America worth it for a new home buyer who wants a 13-month term starting at closing?
• Which Home Warranty of America plan should a buyer choose at closing if plumbing fixtures and HVAC modifications matter?
• What should a buyer verify about Home Warranty of America's claim-approval complaints and coverage start date before closing?

Verdict. Home Warranty of America is the only qualifying entity whose headline differentiator is term length: a 13-month initial term for real-estate buyer plans. It was named by three platforms at an average listed position of 4.33, but platform fit ratings ranged from "strong" to "mixed" to "uncertain," and the disagreement is almost entirely about post-closing claims execution rather than product structure.

Why it ranked here. Three of seven platforms named it (42.9% share) at an average listed position of 4.33 and a best position of 2. Grok ranked it second, ChatGPT fifth, and Kimi sixth.

Best suited for. A buyer whose seller or real-estate agent is arranging warranty coverage through HWA at closing; buyers who value a 13-month initial term and coverage effective at closing rather than a standard post-purchase waiting period; and buyers who want optional coverage and a realtor-assisted transaction process.

Main strengths for this use case. HWA's realtor program states that it offers 13 full months of coverage per term, and a state-specific contract states that buyer coverage becomes effective upon closing with the initial annual term extended from 12 to 13 months ^[149]. Google-reported pricing lists Gold at $475, Platinum at $500, and Diamond at $540 for single-family homes, with trade call fees of $75 or $100 and optional add-ons including pool and spa at $185–$190 and an OrangePlus upgrade covering improper installation and code violations at $75–$100 ^[247]. Google-reported evidence states the plans cover unknown pre-existing conditions and failures due to historical insufficient maintenance ^[271]. No home inspection is required, and there are no age limits on homes, systems, or appliances if they are in proper working order on the effective date ^[149]. A Realtor Portal allows agents to set up plans, edit information, track closing details, and email confirmations to transaction parties ^[263].

7. Choice Home Warranty

Questions explored

• Is Choice Home Warranty worth it for a new home buyer who wants broad systems and appliance coverage at closing?
• Which Choice Home Warranty plan should a buyer choose at closing if HVAC, refrigerator, washer, and dryer coverage matter?
• What should a buyer verify about Choice Home Warranty's pre-existing condition exclusion and service fee before closing?

Verdict. Choice Home Warranty is the broad-coverage budget option, but it carries the most explicit conflict in this index: its own FAQ states that known or unknown pre-existing conditions are not covered, which directly undercuts the buyer need this index addresses. It was named by three platforms at an average listed position of 7.00.

Why it ranked here. Three of seven platforms named it (42.9% share) at an average listed position of 7.00 and a best position of 3. Deepseek ranked it third, Claude eighth, and Kimi tenth.

Best suited for. Buyers who want broad first-year coverage for major systems and appliances, especially HVAC, refrigerator, washer, and dryer coverage through the Total Plan; transactions where a realtor or closing office will coordinate enrollment and provide the buyer with the actual state-specific service agreement before closing; and buyers willing to use the company's assigned contractors, pay a service fee per claim, and accept contract limits and possible cash-in-lieu settlements.

Main strengths for this use case. The Total Plan adds air conditioning, clothes washer, clothes dryer, and refrigerator beyond the Basic Plan ^[125]. The real-estate application captures the property address, buyer, seller, referring agent, closing company, closing officer, estimated close date, and file number ^[38]. Claims can be submitted through an online account or by telephone 24 hours a day, 7 days a week, 365 days a year ^[238]. The agreement provides for no-fee transfer ^[123]. Most items are capped at $3,000 per covered item per contract term, which is higher than the $2,000 baseline reported for some competitors ^[383]. A 90-day parts and 60-day labor workmanship guarantee is reported, exceeding the 30-day industry standard ^[230]. Google-reported real-estate plans are described as waiving the standard 30-day waiting period when ordered during a transaction, with a $75 service call fee ^[126].

8. Old Republic Home Protection

Questions explored

• Is Old Republic Home Protection worth it for a new home buyer who wants high HVAC coverage limits at closing?
• Which Old Republic plan should a buyer choose at closing if the home has aging appliances?
• What should a buyer verify about Old Republic's 25-state availability and 30-day workmanship guarantee before closing?

Verdict. Old Republic Home Protection is the high-limit option with the narrowest footprint. It publishes the highest HVAC limit in this index at $6,500 per system and appliance limits of $3,500 to $7,000 depending on tier, but it operates in only about 25 states plus Washington, D.C., and its identity audit flagged conflicting official domains.

Why it ranked here. Three of seven platforms named it (42.9% share) at an average listed position of 7.00 and a best position of 3. Google ranked it third, Kimi eighth, and DeepSeek tenth.

Best suited for. Buyers purchasing an existing home who want systems and appliances covered during the first ownership year; transactions where the seller is paying or the buyer wants the warranty included in closing documents; and buyers who value multiple coverage tiers and optional enhancements.

Main strengths for this use case. Coverage is described as normally effective upon close of sale for a one-year term, with the plan fee due within 14 days after close ^[45]. No inspection is required for coverage activation ^[188]. Published limits include $6,500 per contract term for heating and air conditioning, $3,500 per appliance under Basic and Deluxe plans, and $7,000 per appliance under the Elite plan ^[260]. A 60-day grace period after close allows optional coverage to be added ^[45]. Google-reported evidence describes integration with realtor tools including zipForm Plus, immediate coverage at closing bypassing the standard 30-day waiting period, and a complimentary one-time rekey service for up to six keyholes ^[275]. Realtor partnership benefits include E&O protection up to $50,000 for sellers under CRES programs ^[140]. A+ BBB rating for more than 25 years and a 2026 ConsumerAffairs Best Claims Handling award are reported ^[191].

9. Select Home Warranty

Questions explored

• Is Select Home Warranty worth it for a new home buyer who wants the lowest advertised annual price at closing?
• Which Select Home Warranty plan should a buyer choose at closing if both systems and appliances need coverage?
• What should a buyer verify about Select's three-year maintenance record requirement before closing?

Verdict. Select Home Warranty is the lowest-ranked qualifying entity and the one with the most consequential contract clause for this use case: if a customer cannot provide three years of prior maintenance records and photographs upon request, the maximum payout for any covered system or appliance is capped at $150. New home buyers rarely possess the prior owner's maintenance history, which makes this clause directly relevant to the closing use case.

Why it ranked here. Three of seven platforms named it (42.9% share) at an average listed position of 7.33 and a best position of 4. Anthropic ranked it fourth, DeepSeek ninth, and Kimi ninth.

Best suited for. Buyers who want a closing-related service contract covering both major systems and appliances; transactions where a realtor or seller is arranging coverage through Select's buyer or realtor program; and buyers who value a lower advertised annual price and accept service fees, coverage limits, exclusions, and contractor-assignment risk.

Main strengths for this use case. Select states that buyer coverage begins on the closing date or purchase date, whichever is later, and lasts one year ^[207]. The realtor page states that an existing warranty can be transferred to the buyer ^[207]. The advertised Bronze Care, Gold Care, and Platinum Care plans cover combinations of appliances and systems, with Platinum presented as the broadest of the three ^[203]. Roof leak coverage is included in all three plans, which one source notes is unusual among competitors ^[351]. Plans are described as 100% transferable at the time of sale ^[202]. A buyer can purchase at closing or within 60 days after closing ^[202]. Select reports 10.6k+ five-star ConsumerAffairs reviews and 3,200+ Trustpilot ratings ^[193].

What this study reveals

Questions explored

• What do AI platforms consistently recommend for new home buyer closing coverage, and what does that reveal about the market?
• Which home warranty features for closing coverage are most consistently described across platforms, and which are most disputed?

Three structural findings emerge from the nine entity bundles.

First, closing-date activation is the single most contested factual claim in this market. Every qualifying entity except Select Home Warranty has at least one platform-reported statement that coverage begins at closing, and every one of those statements is paired somewhere in the evidence with a conflicting statement about a 30-day or longer waiting period. 2-10's sample agreement states coverage begins after a waiting period shown in the plan summary, while platform evidence describes no waiting period for buyer coverage ^[62]. American Home Shield's real-estate FAQ describes closing-day coverage, while other platform evidence describes a 30-day delay before the first service request ^[76]. Choice's general site states a 30-day waiting period while its realtor page states closing-date coverage ^[118].

Where the AI Platforms Agreed

Questions explored

• Which home warranty providers for closing coverage did all or most AI platforms agree on?
• What did the AI platforms agree on about how closing coverage should be structured?

Platforms agreed on several points across entity boundaries.

2-10 belongs on every shortlist. All seven platforms named it, and no platform described it as unsuitable for the closing use case. Even platforms that rated the fit "mixed" described the real-estate channel and closing-date activation as genuine advantages ^[54].

Real-estate agent channels are the standard distribution model. Every qualifying entity except Select Home Warranty has platform-reported evidence of a realtor or agent program: 2-10's agent portal ^[69], American Home Shield's Partner Portal and SkySlope integration ^[224], First American's real-estate ordering channel ^[8], Liberty Home Guard's Realtor Portal ^[176], Cinch's Agent Resource Center ^[135], Home Warranty of America's Realtor Portal ^[263], Choice's real-estate professional portal ^[120], and Old Republic's real-estate-professional ordering channel ^[221].

Where the AI Platforms Disagreed

Questions explored

• Which home warranty for closing coverage has the most conflicting platform evidence, and what should a buyer do about it?
• Did the AI platforms disagree about whether closing coverage starts on the closing date or after a waiting period?

Disagreements cluster in four areas.

Fit ratings diverged sharply for the same entity. American Home Shield was rated "strong" by Gemini and Grok but "mixed" by Kimi ^[77]. Liberty Home Guard was rated "good" by Claude, DeepSeek, and Gemini but "mixed" by Grok, Kimi, ChatGPT, and Perplexity ^[176]. Home Warranty of America was rated "strong" by Grok, "mixed" by Claude, and "uncertain" by DeepSeek and Kimi ^[157]. Select Home Warranty was rated "good" by Claude and "mixed" or "uncertain" by five other platforms ^[366].

How to compare your options

Questions explored

• What should a buyer check before choosing a home warranty plan for closing coverage?
• Which home warranty for closing coverage is best if the buyer's agent is not participating in a realtor program?

Buyers should treat this index as a shortlist generator, not a purchase decision. Four verification steps follow directly from the evidence.

Get the state-specific contract before closing, not after. Every entity in this index has state-specific terms, and several have state-specific issuers. Choice-branded contracts in California are issued through Home Service Corp of California ^[118]. Old Republic's plan names and coverage vary by state brochure ^[353]. American Home Shield directs buyers to state-specific agreements for service fees, limitations, exclusions, coverage limits, and charges for non-covered items ^[75].

Resolve the waiting-period question in writing. Because platform evidence conflicts on this point for nearly every entity, the buyer should ask the agent or provider to confirm in writing whether coverage begins on the closing date or after a waiting period, and whether a closing-date exception applies ^[62].

Methodology

This index was produced from one standardized prompt sent once to each of seven AI platforms on 2026-09-30. The prompt asked which providers would be recommended for a buyer closing on a home who wants a one-year home warranty to protect against issues with systems and appliances they did not install, with easy activation at closing, ideally through a real estate agent program, at a reasonable first-year price.

Platforms included: ChatGPT, Claude, DeepSeek, Grok, Perplexity, Kimi, and Gemini. The configured platform count of 7 is provenance metadata and is the same as the number of platforms studied in this run.

Entities were extracted from platform responses, normalized to a canonical company name, and counted. An entity qualified for the final ranking if it was named by at least two platforms during ranking discovery. Twenty unique entities were named; nine qualified.

The final ranking order is based on platform mentions, then average listed rank, then best listed rank. The ranking table is the sole authority for rank, platform mentions, platform share, average rank, and best rank. Platform mentions count only ranking-discovery mentions and do not reflect the number of platforms that later completed a fit assessment.

Research limitations

Several limitations apply to every finding in this index.

One prompt, one run. The study used one standardized prompt sent once to each included platform. AI answers can vary by date, wording, location, account state, model, interface, browsing configuration, and the sources retrieved. A different prompt or a different day could produce a different ranking.

Platform-reported research dates differ from the authoritative run date. The authoritative run research date is 2026-09-30. Platform-reported dates include 2026-01-16 for DeepSeek on 2-10, 2026-01-15 for DeepSeek on American Home Shield, 2026-06-11 for DeepSeek on First American, 2026-01-30 for DeepSeek on Liberty Home Guard, 2026-02-06 for DeepSeek on Cinch, 2026-02-14 for DeepSeek on Home Warranty of America, 2026-01-15 for DeepSeek on Choice, 2026-01-15 for DeepSeek on Old Republic, and 2025-01-01 for DeepSeek on Select. These dates are provenance metadata and do not independently prove freshness.

Platform recommendations are market intelligence, not customer reviews. A platform naming an entity does not establish that the entity performs well on claims, that its pricing is competitive, or that it is suitable for any specific buyer. No independent evidence was verified for service quality, claims approval rates, or customer outcomes for most entities.

The consensus assessment

For a new home buyer who wants first-year protection against unknown issues from prior ownership, activated at closing, ideally through a real estate agent program, at a reasonable first-year price, the consensus shortlist is 2-10 Home Buyers Warranty, American Home Shield, and First American Home Warranty.

2-10 is the consensus leader because it was named by all seven platforms and has the most developed real-estate-agent channel, but its pre-existing condition exclusion and mixed customer-satisfaction evidence mean it is not the right choice for every buyer. American Home Shield has the best average listed position and the highest published HVAC and appliance limits, but its waiting-period evidence conflicts and its specialty HVAC caps are low. First American is the strongest fit for buyers of older homes because it is described as covering unknown pre-existing conditions and has no age limit on covered items, but it operates in only 36 states and caps HVAC at $1,500.

Liberty Home Guard, Cinch, and Home Warranty of America are credible alternatives for buyers with specific needs: customization and specialty add-ons, closing-date activation with rust and corrosion coverage, and a 13-month term, respectively.

Frequently Asked Questions

Which home warranty is best for a new home buyer at closing? 2-10 Home Buyers Warranty is the consensus leader, named by all seven platforms studied. American Home Shield and First American Home Warranty are the strongest alternatives for buyers who prioritize coverage limits or unknown pre-existing condition coverage, respectively.

Do home warranties cover pre-existing conditions? It depends on the provider. First American, Cinch, and Home Warranty of America are described in platform evidence as covering unknown pre-existing conditions or failures from prior lack of maintenance. 2-10 and Choice explicitly exclude pre-existing conditions, including unknown ones in Choice's case.

Does coverage start on the closing date? Platform evidence conflicts on this point for nearly every entity. Some platforms report closing-date activation with no waiting period for real-estate transactions, while others report 30-day or longer waiting periods. Buyers should confirm the effective date in writing before closing.

How much does a one-year home warranty cost at closing? Published prices range widely. 2-10's public homeowner pricing is $39.99 per month for Systems and $59.99 per month for Pinnacle. American Home Shield's Washington brochure lists $430 to $640 annually depending on tier.

Sources used in this study

Company-Owned Sources

1. Home Warranties for Home Buyers and Sellers | AHS: https://ahsc02aap27joiprep.dxcloud.episerver.net/plans/real-estate/
2. Closing Protection Coverage in Ohio: Costs, Benefits & Risks: https://americanhomelandtitle.com/closing-protection-coverage-in-ohio-costs-benefits-risks/
3. Choice Home Warranty: https://chwpro.com/
4. Choice Home Warranty + SkySlope: https://chwpro.com/choice-home-warranty-skyslope-a-smarter-way-to-manage-transactions/
5. First American Home Warranty - go.fahw.com: https://go.fahw.com/purchasehomewarranty/
6. Official pricing and terms source: https://homewarranty.firstam.com/
7. Buying or Selling: https://homewarranty.firstam.com/articles/buying-or-selling
8. Create a Seller Account | First American Home Warranty: https://homewarranty.firstam.com/articles/real-estate-im-a-seller
9. Buying a Home Warranty After Closing | First American Home Warranty: https://homewarranty.firstam.com/blog/can-you-buy-a-home-warranty-after-closing
10. Home Protection Plan: Coverage & Costs | First American Home Warranty: https://homewarranty.firstam.com/blog/home-protection-plans
11. Home Warranty When Buying a House: What You Need to Know: https://homewarranty.firstam.com/blog/home-warranty-guide-for-first-time-home-buyers
12. Real Estate Sellers Home Warranty Plan Benefits: https://homewarranty.firstam.com/blog/home-warranty-sell-faster-more-money
13. What Does a Home Warranty Not Cover? | First American Home Warranty: https://homewarranty.firstam.com/blog/not-covered-by-home-warranty
14. What Does a Home Warranty Cover? (2026) | First American: https://homewarranty.firstam.com/blog/what-home-warranties-protect
15. First American Home Warranty – Get a Quote: https://homewarranty.firstam.com/get-a-quote/
16. First American Home Warranty – Home Buyers: https://homewarranty.firstam.com/home-buyers/
17. Pricing and Plans | First American Home Warranty: https://homewarranty.firstam.com/homeowner/pricing-and-plans
18. Mountain States Choose Your Coverage and Options: https://homewarranty.firstam.com/media/contracts/10.B.pdf
19. Sample Contract & Coverage Overview: https://homewarranty.firstam.com/media/contracts/HC.B.pdf
20. TX-UQ-UR.pdf sample contract: https://homewarranty.firstam.com/media/contracts/TX-UQ-UR.pdf
21. Member Benefits | First American Home Warranty: https://homewarranty.firstam.com/member-benefits
22. First American Home Warranty – Plans: https://homewarranty.firstam.com/plans/
23. First American Home Warranty - Real Estate: https://homewarranty.firstam.com/real-estate
24. Real Estate Plans: https://homewarranty.firstam.com/real-estate-plans
25. First American Home Warranty – Real Estate Professionals: https://homewarranty.firstam.com/real-estate-professionals/
26. Is First American Home Warranty Worth It? | First American Home Warranty: https://homewarranty.firstam.com/real-estate/why-choose-first-american
27. First American Home Warranty – Sample Contract: https://homewarranty.firstam.com/sample-contract/
28. First American Home Warranty Terms and Conditions: https://homewarranty.firstam.com/terms-and-conditions
29. quality builders warranty: https://linkedin.com/company/qbwc
30. Cinch Iowa PDF brochure: https://media.cchs.com/aemgr/brochures/85/Cinch_Iowa.pdf
31. Home Warranty of America Terms and Conditions: https://news.hwahomewarranty.com/pages/policy/terms.php
32. Old Republic Home Protection: https://oldrepublic.com/
33. Appliances Plan: https://partners.cinchhomeservices.com/progressive/comparechartdesktop-2677YG-109137M.html
34. Elephant Insurance: Home Protection Plan from Cinch Home Services: https://protect.cinchhomeservices.com/eis
35. Cinch Home Services: https://protect.cinchhomeservices.com/newhome
36. Security Service: Home Warranty from ...: https://protect.cinchhomeservices.com/securityservices
37. Real Estate Portal: https://realtor.choicehomewarranty.com/
38. Choice Realty Brochure and Application - Arizona: https://realtor.choicehomewarranty.com/CHW_Realty_Brochure_AZ.pdf
39. CHW Realty Brochure: https://realtor.choicehomewarranty.com/CHW_Realty_Brochure_CA.pdf
40. Choice Realty Brochure and Application - Florida: https://realtor.choicehomewarranty.com/CHW_Realty_Brochure_FL.pdf
41. Home Warranty Plans: https://save.selecthomewarranty.com/plans
42. more coverage in one simple plan! - 2-10 Home Warranty: https://secure.2-10.com/ContractorOnline/GetTerms.aspx?name=C37D
43. Looking for a Home Buyers Warranty? | Cinch Home Services: https://shop.cinchhomeservices.com/home-buyers-warranty
44. Looking for a Warranty for Your New Home? | Cinch Home Services: https://shop.cinchhomeservices.com/new-home-warranty
45. NHSCA Company Code 12H424 Old Republic Home Warranty Brochure: https://uploads-ssl.webflow.com/5de123ce59d27b0074155bc3/5ebc70a39aacebcfa1607a31_Old%20Republic%20Home%20Warranty%20Brochure.pdf
46. Waiting Periods for Home Warranties: https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQFBnqmb5ipB_IMFcQheOggkgV2Jnrz82EbGd0Q43e-Y4ufy0KxSpyaBSG0Hqc_8vGDzUFjnxadNj3cM1Hx1pPCPaV5IPXNb-OTWfDCr0lTsG2eDnc58sKIX7ktAFfk-3CGxOoAAFHZmEww5YLIvcD4qHWleRPrX8VjX4MilcPtSSzjYYnan0Nv0ByOct4QIrpkXhb8Y
47. Can You Buy a Home Warranty After Closing?: https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQFNfYSof84QXMi4kQAD2tT-ufdQtBMLOOWtWTSTTjR1VjQOQl8d0NxLlfNUVA6st-FRC00SBegHfc0-AgNL220X8Em9YAik5MScWNkEuNsqnORs-7b65K18aJ-DRhqNF7ZEZE_n3Rv6gHxjviW5nCsz1dOn2wrVWLxVlfLMxu3-iUqixOSpQ178gCw=
48. Old Republic Home Warranty - Real Estate Professionals: https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQFp6O6dTN5K43ocYqOUFNtwHjODa4e6imgWL-W5LqUjsY0URv13-JJA44QnC_Xigp8nGG4W1fBGZJgLmdxSRqU8P1wKifllcR1bIbfD8vYQADAbBBTDb-ZsUNRg8FmPi9mVpqYHnPRydaL_UJMe6WSQ-NI=
49. What to Expect from Your Home Warranty | Old Republic Home Protection: https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQFRSLq_I_Pn4TBYb27C2LehyT2Ha1I-oD9K6pzAnmp6wJJrPrT0BQhXXcnL7lpZCmp_l8EBwEh36oVhrW0lFtVnub5MF4h-jMIWvw-rjdx-KH8_-vuiV5Ngh26MLgxCg14lBLN0iY4YhVwYS4s7Qtk=
50. Benefits of Buying a Home Warranty at Closing: https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQGdy8KtWjcqf6660lp2yCZNhIQdH_sIls1VryjTWwlY3rqP1FDA1LV6lHQGEi2ca_eap0eGc5fnpZAoKjllstRBFddDCkVIQz9gljPBuSlV1soqGHu_GAQposAxhCXjo2w18tC-SOuwmrOPKsMdppaWdgnuzk3zGFpA4seKhzBwwc06p6iRh7A=
51. What is a Real Estate Home Warranty?: https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQHfF6XkeVrQDm7LtBk8kMuEvD7bHkFnlHVQ2fzYfK25fPgsEs2ijrobKoABer9JGrp_LZRTkD7B1DY1RVTMZckxQvWXPNj-TZ1iU3BVUr80mjgUvYP_dXONQoEdb1rBFl4T_VOEAYVC6b6jvLNBL_PAXIDXC3uuQgzJXoauMQ==
52. How to Order a Home Buyers Warranty: https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQHWSmP94xM6dyBDWPCwF3cHIaybSimh5L1Wvsi-G5pPpUoaLpCely6fq5edOn5ci3GTm0f-8AxQ37aCEz7pVLBbc6Nk0QzPry7qXCXeHvMVFe7LYLzixTFdj7OdDMN8TBSZy8SWp4atzGOQHSSrZSdHha9G7gj_
53. 2-10 Home Buyers Warranty official site: https://www.2-10.com/
54. Agent FAQs | 2-10 HBW: https://www.2-10.com/agent-helpcenter-faq/
55. Real Estate Home Warranties for Sellers | 2-10 HBW: https://www.2-10.com/brokers-agents/
56. Sellers Home Warranty Plans & Coverage | 2-10 HBW: https://www.2-10.com/brokers-agents/buyers-sellers/
57. Builder Warranty FAQs: Structural & Transfer | 2-10 HBW: https://www.2-10.com/builders-warranty/builder-faqs/
58. Structural Warranties for New Homes | 2-10 HBW: https://www.2-10.com/builders-warranty/structural-warranties/
59. 2-10 Home Buyers Warranty builder program: https://www.2-10.com/builders/
60. Contact Us – 2-10 Home Buyers Warranty: https://www.2-10.com/contact-us/
61. Free Home Warranty Quote | 2-10 HBW: https://www.2-10.com/get-a-quote/
62. Sample Contract: https://www.2-10.com/globalassets/dtc/2dna25-sample.pdf
63. Choosing the Right Coverage - 2-10 Home Buyers Warranty: https://www.2-10.com/helpcenter/purchase-coverage/choosing-the-right-coverage/
64. Warranty Coverage: https://www.2-10.com/helpcenter/warranty-coverage/
65. 2-10 Home Buyers Warranty plans: https://www.2-10.com/home-warranty/
66. Why Homeowners Trust Us To...: https://www.2-10.com/homeowners-warranty/homeowner-get-a-quote/
67. Home Warranty Plans & Pricing | 2-10 HBW: https://www.2-10.com/homeowners-warranty/pricing-and-plans/
68. Real Estate Home Warranties for Sellers | 2-10 HBW: https://www.2-10.com/real-estate-pros/
69. 2-10 Home Warranty Agent Login | 2-10 HBW: https://www.2-10.com/real-estate-pros/agent-portal/
70. Sellers Home Warranty Plans & Coverage | 2-10 HBW: https://www.2-10.com/real-estate-pros/buyer-seller-coverage/
71. Sellers Home Warranty Plans & Coverage | 2-10 HBW - Member Benefits: https://www.2-10.com/real-estate-pros/buyer-seller-coverage/#benefits
72. Selling Home Warranty: Costs & Benefits | 2-10 HBW: https://www.2-10.com/real-estate-pros/seller-coverage/
73. Official pricing and terms source: https://www.ahs.com/
74. American Home Shield Sample Plan Agreement: https://www.ahs.com/contentassets/32724bc5401f4770b6a81a50544ad72f/ahs-dtc-all.other.states-july-2024-v1.pdf
75. Home Warranty Plan Agreements | American Home Shield: https://www.ahs.com/contracts/
76. Frequently Asked Questions About Home Warranties | American Home Shield: https://www.ahs.com/faqs/
77. AHS Home Warranty Waiting Period Explained - American Home Shield: https://www.ahs.com/home-matters/back-to-basics/ahs-home-warranty-waiting-period-explained/
78. Benefits of a Home Warranty for Sellers | AHS: https://www.ahs.com/home-matters/homebuyer-hub-resources-and-guides/benefits-of-a-home-warranty-for-sellers/
79. AHS Home Warranty Waiting Period Explained | AHS: https://www.ahs.com/home-matters/quick-tips/what-is-the-waiting-period-for-an-american-home-shield--home-warranty/
80. Home Warranty Cost & Who Pays: Buyer or Seller? | AHS: https://www.ahs.com/home-matters/real-estate/home-warranty-closing-costs/
81. Home Warranty Plans for Buyers | AHS: https://www.ahs.com/home-matters/real-estate/home-warranty-plans-for-buyers/
82. How Home Warranties Work for Buyers & Sellers | AHS: https://www.ahs.com/home-matters/real-estate/how-does-a-home-warranty-work/
83. When is the Best Time to Add a Home Warranty? | AHS: https://www.ahs.com/home-matters/real-estate/when-is-the-best-time-to-add-a-home-warranty-/
84. When is the Best Time to Add a Home Warranty? | AHS: https://www.ahs.com/home-matters/real-estate/when-is-the-best-time-to-add-a-home-warranty/
85. Home Warranty Cost & Who Pays: Buyer or Seller? | AHS: https://www.ahs.com/home-matters/real-estate/who-pays-for-home-warranty/
86. American Home Shield Plans: https://www.ahs.com/home-warranty/plans/
87. American Home Shield Pricing: https://www.ahs.com/home-warranty/pricing/
88. American Home Shield Sample Contract: https://www.ahs.com/home-warranty/sample-contract/
89. Homeowner Coverage & Protection Plans | AHS: https://www.ahs.com/our-coverage/
90. Compare Home Warranty Plans & Find The Coverage You Need: https://www.ahs.com/plans/
91. Home Warranties for Home Buyers and Sellers | American Home Shield: https://www.ahs.com/plans/real-estate/
92. ShieldComplete Real Estate Home Warranty | American Home Shield: https://www.ahs.com/plans/real-estate/shieldcomplete/
93. ShieldEssential Real Estate Home Warranty | American Home Shield: https://www.ahs.com/plans/real-estate/shieldessential/
94. ShieldGold Plan - Home Warranty: https://www.ahs.com/plans/shieldgold/
95. American Home Shield Real Estate Professionals: https://www.ahs.com/real-estate-professionals/
96. Home Warranty Plans for Real Estate Professionals | American Home Shield: https://www.ahs.com/real-estate-pros/
97. American Home Shield Real Estate: https://www.ahs.com/real-estate/
98. Real Estate Plans - Home Warranty - American Home Shield: https://www.ahs.com/real-estate/plans-and-pricing/
99. Real Estate Plans - Home Warranty - American Home Shield: https://www.ahs.com/real-estate/plans-compare/
100. Real Estate Plans - Home Warranty - American Home Shield: https://www.ahs.com/real-estate/plans/
101. Home Warranty Plans for Buyers | AHS: https://www.ahs.com/real-estate/plans/buyer/
102. ShieldCompleteSM Real Estate Home Warranty | AHS - American Home Shield: https://www.ahs.com/real-estate/plans/buyer/shieldcomplete/
103. ShieldPlusSM Real Estate Home Warranty | AHS - American Home Shield: https://www.ahs.com/real-estate/plans/buyer/shieldplus/
104. Home Warranty Plan Agreement: https://www.ahs.com/siteassets/sample-plan-agreements/ahs-dtc-nv-july-2024.pdf
105. Coverage Overview: https://www.ahs.com/static-assets/pdf/real-estate/coverage-overview.pdf
106. Real Estate Brochure: https://www.ahs.com/static-assets/pdf/real-estate/real-estate-brochure.pdf
107. Official pricing and terms source: https://www.ahs.com/terms-of-use/
108. Title Insurance Alternatives for Homebuyers | Alita Group: https://www.alitagroup.com/title-insurance-alternative-for-homebuyers/
109. AHS Buyer Plan | Berkshire Hathaway HomeServices: https://www.bhhs.com/buy-a-home/ahs-buyer-plan
110. First American Home Warranty Programs: https://www.businesswire.com/news/home/202403250XXXXX/
111. Get your first month free 1 on a Home Warranty from Cinch.: https://www.buycinch.com/AIS/landing-2233H8-9490Z3.html
112. Choice Home Warranty Official Website: https://www.choicehomewarranty.com/
113. Home Warranty for Buyers and Sellers | Choice Home Warranty: https://www.choicehomewarranty.com/buyers-sellers/
114. Frequently Asked Questions: https://www.choicehomewarranty.com/common-questions/
115. Choice Home Warranty Customer Service and Claims: https://www.choicehomewarranty.com/contact-us/
116. Home Warranty Coverage FAQ for First Time Home Buyers - Choice Home Warranty: https://www.choicehomewarranty.com/home-warranty-coverage-faq-for-first-time-home-buyers/
117. Home Warranty for Buyers and Sellers: https://www.choicehomewarranty.com/home-warranty-for-buyers-and-sellers/
118. Affordable Home Warranty Plans and Coverage: https://www.choicehomewarranty.com/hw/
119. Choice Home Warranty Plans and Pricing: https://www.choicehomewarranty.com/plans/
120. Real Estate Professionals: https://www.choicehomewarranty.com/real-estate-professionals/
121. Home Warranty for Real Estate Professionals | Choice Home Warranty: https://www.choicehomewarranty.com/real-estate-pros/
122. Official pricing and terms source: https://www.choicehomewarranty.com/terms-of-use/
123. Homeowners User Agreement: https://www.choicehomewarranty.com/user-agreement/
124. What Does A Home Warranty Cover? – Choice Home Warranty: https://www.choicehomewarranty.com/what-does-a-home-warranty-cover/
125. Home Warranty Plan Coverage: https://www.choicehomewarranty.com/whats-covered/
126. CHW Realty Brochure: https://www.choicehomewarranty.com/wp-content/uploads/2023/05/CHW_Realty_Brochure_NA.pdf
127. Cinch Home Services official website: https://www.cinchhomeservices.com/
128. Cinch Home Services Home Warranty Plans: https://www.cinchhomeservices.com/home-warranty
129. When Can You Buy a Home Warranty? | Cinch Home Services: https://www.cinchhomeservices.com/homeowners/blog/when-can-you-buy-a-home-warranty
130. Home Warranty FAQs: https://www.cinchhomeservices.com/homeowners/faq
131. Complete Home Warranty & Protection Plan: https://www.cinchhomeservices.com/homeowners/services/complete-home
132. Cinch Home Services | 45 Years of Home Warranty Expertise: https://www.cinchhomeservices.com/homewarrantyplans
133. Cinch National One Buyer Real Estate Sample Home Service Agreement: https://www.cinchhomeservices.com/hubfs/24-website-redesign/documents/national-one/SampleContract_NationalOne_Cinch_Buyer_RealEstate_Feb2023.pdf
134. Cinch Home Services FAQ for Real Estate Partners: https://www.cinchhomeservices.com/partners/real-estate/faq
135. Home Warranty Company for Realtors | Cinch Home Services: https://www.cinchhomeservices.com/partners/real-estate/overview
136. Compare Plans & Coverage: https://www.cinchhomeservices.com/plans-and-coverage
137. Real Estate Plans | Cinch Home Services: https://www.cinchhomeservices.com/protection-plans
138. Official pricing and terms source: https://www.cinchhomeservices.com/terms-of-use
139. Bring Your Own Pro Coverage* What is a home warranty?: https://www.cinchrealestate.com/
140. Home Warranty Services Old Republic: https://www.cresinsurance.com/insurance/home-warranties/old-republic/
141. Home Warranty of America - Official Site: https://www.homewarrantyofamerica.com
142. HWA's Realtor Home Warranty Programs: https://www.homewarrantyofamerica.com/real-estate-pros
143. Home Warranty of America Homepage: https://www.hwahomewarranty.com/
144. Home Warranty Benefits: https://www.hwahomewarranty.com/homeowners/owner-benefits
145. 13-Month Home Warranty Brochure: https://www.hwahomewarranty.com/images/HWA_NAv1_Brochure_LL.pdf
146. COVERAGE THAT GIVES YOU REAL-LIFE ASSURANCE: https://www.hwahomewarranty.com/images/NA_NW_V1_2022_BRO.pdf
147. Resources for Real Estate Professionals: https://www.hwahomewarranty.com/learning-center/real-estate-professionals
148. Homebuyers Warranty: https://www.hwahomewarranty.com/learning-center/real-estate-professionals/buyers-home-warranty
149. Realtor Home Warranty Programs | Home Warranty of America: https://www.hwahomewarranty.com/learning-center/real-estate-professionals/realtor-home-warranty-programs
150. Home Sellers' Warranty – Home Warranty of America: https://www.hwahomewarranty.com/learning-center/real-estate-professionals/sellers-home-warranty
151. Partnership Inquiries - Home Warranty of America: https://www.hwahomewarranty.com/partners/partnership-inquiries
152. Home Warranty Costs and Coverage | Home Warranty of America: https://www.hwahomewarranty.com/professionals/costs
153. YOUR HOME SERVICE AGREEMENT SHOULD YOU NEED SERVICE - Home Warranty of America: https://www.hwahomewarranty.com/wp-content/uploads/2022/03/HWA_Agreement.pdf
154. COVERAGE THAT GIVES YOU REAL-LIFE ASSURANCE - Home Warranty of America: https://www.hwahomewarranty.com/wp-content/uploads/2022/03/HWA_RE_Brochure.pdf
155. Home Warranty of America California Home Warranty Contract: https://www.hwahomewarranty.com/wp-content/uploads/HWA_CA_2024-California.pdf
156. 888-492-7359: https://www.hwahomewarranty.com/wp-content/uploads/HWA_NA_2024-National.pdf
157. HWA TX AZ NV Brochure: https://www.hwahomewarranty.com/wp-content/uploads/HWA_TX_AZ_NV_2023_VF.pdf
158. Best Home Warranty | Liberty Home Guard: https://www.libertyhomeguard.com/
159. Liberty Home Guard AI Info Page: https://www.libertyhomeguard.com/ai-info-page/
160. Liberty Home Guard Announces Seller Listing Coverage: https://www.libertyhomeguard.com/blog/company-news/seller-listing-coverage/
161. What Does a Buyer's Home Warranty Cover? | LHG: https://www.libertyhomeguard.com/blog/home-warranty-plans/buyers-home-warranty-cover/
162. How Home Warranties Benefit Real Estate Agents | LHG: https://www.libertyhomeguard.com/blog/home-warranty-plans/how-home-warranties-benefit-real-estate-agents/
163. Liberty Home Guard vs 2-10 Home Buyers Warranty: https://www.libertyhomeguard.com/blog/home-warranty-plans/liberty-home-guard-vs-2-10-home-buyers-warranty/
164. Compare Liberty Home Guard...: https://www.libertyhomeguard.com/blog/home-warranty-plans/liberty-home-guard-vs-american-home-shield/
165. Customer Experience And...: https://www.libertyhomeguard.com/blog/home-warranty-plans/liberty-home-guard-vs-choice-home-warranty/
166. Liberty Home Guard vs First American Home Warranty (2025): https://www.libertyhomeguard.com/blog/home-warranty-plans/liberty-home-guard-vs-first-american-home-warranty/
167. How to Convert Home Warranty Coverage from Seller to Buyer - Liberty Home Guard: https://www.libertyhomeguard.com/blog/how-to-convert-home-warranty-coverage-from-seller-to-buyer
168. Liberty Home Guard vs Choice Home Warranty (2026): https://www.libertyhomeguard.com/blog/liberty-home-guard-vs-choice-home-warranty
169. FAQs about Home Warranties | Liberty Home Guard: https://www.libertyhomeguard.com/faqs/
170. Home Warranty Quote Online - Liberty Home Guard: https://www.libertyhomeguard.com/getquote/
171. Liberty Home Guard Pick Your Premiums Tool: https://www.libertyhomeguard.com/pickyourpremium/
172. Home Warranty Plans & Policies | Liberty Home Guard: https://www.libertyhomeguard.com/plans/
173. Systems Home Warranty Plan & Pricing | Liberty Home Guard: https://www.libertyhomeguard.com/plans/system-guard/
174. Combo Home Warranty Plan: https://www.libertyhomeguard.com/plans/total-home-guard/
175. Real Estate - Liberty Home Guard: https://www.libertyhomeguard.com/real-estate
176. Realtor Home Warranty | Liberty Home Guard: https://www.libertyhomeguard.com/realtor-center/
177. Realtor Login | Liberty Home Guard: https://www.libertyhomeguard.com/realtor-login/
178. Liberty Home Guard - Realtor Program / Realtor Portal: https://www.libertyhomeguard.com/realtors/
179. Realtor Login | Liberty Home Guard: https://www.libertyhomeguard.com/realtors/login
180. Home Warranty Sample Policy | Liberty Home Guard: https://www.libertyhomeguard.com/sample-policy/
181. Home TOTAL HOME GUARD Warranty Coverage for 3 Years | LHG: https://www.libertyhomeguard.com/store/bundles/total-home-guard-3-year-warranty/
182. Save $1,000s with Attorney Opinion Letter | Title Insurance: https://www.linktitle.com/title-insurance-alternative/
183. Protect Your Home | Home Warranty | Old Republic Home Protection: https://www.orhomewarranty.com/get-quote
184. Best Home Warranty for You: https://www.orhomewarranty.com/get-the-best-coverage
185. Homeowner Home Warranty FAQs | Old Republic: https://www.orhomewarranty.com/homeowners/faq
186. New Home Warranty Pricing | Old Republic Home Protection: https://www.orhomewarranty.com/plan-launch-2025?hsCtaAttrib=198710977051
187. Home Warranties for Real Estate Professionals: https://www.orhomewarranty.com/real-estate-professionals
188. Home Warranty FAQs for Real Estate Professionals: https://www.orhomewarranty.com/real-estate-professionals/home-warranty-faqs
189. Home Warranty Brochures by State: https://www.orhomewarranty.com/view-a-current-brochure
190. Arizona Home Warranty | ORHP: https://www.orhomewarranty.com/view-a-current-brochure/arizona
191. Home Warranty Plans | Protect Your Home & Appliances | Old Republic: https://www.orhp.com/
192. HOME WARRANTY PLAN|NEW MEXICO: https://www.orhp.com/hubfs/Brochure/TCs/CRES/7_0_TC_NM_CRES.pdf
193. Top Rated Home Warranty Coverage: https://www.selecthomewarranty.com/
194. About Select Home Warranty: https://www.selecthomewarranty.com/assets/resources/SHWBR2025.pdf
195. How Can a Home Warranty Help a Seller Close a Deal?: https://www.selecthomewarranty.com/blog/home-warranty-seller-close-deal/
196. Is A Home Warranty Required At Closing?: https://www.selecthomewarranty.com/blog/is-home-warranty-required-at-closing/
197. Realtor Home Warranty: Cost, Commission, Discounts & More.: https://www.selecthomewarranty.com/blog/realtor-home-warranty-cost-commission/
198. What is a Service Fee and How Much Does it Cost? - Select Home Warranty: https://www.selecthomewarranty.com/blog/what-is-service-fee-cost/
199. When to Buy a Home Warranty? | SHW Blog: https://www.selecthomewarranty.com/blog/whens-the-best-time-buy-home-warranty/
200. Home Buyers Warranty: https://www.selecthomewarranty.com/buyers
201. Frequently Asked Question(FAQ): https://www.selecthomewarranty.com/faq
202. Reliable Homeowners Warranty Coverage | Select Home Warranty: https://www.selecthomewarranty.com/homeowners
203. Home Warranty Plans: https://www.selecthomewarranty.com/plans
204. Select Home Warranty Pricing: https://www.selecthomewarranty.com/pricing
205. Select Home Warranty Real Estate Professionals: https://www.selecthomewarranty.com/real-estate-professionals
206. Cost, Commission, Discounts & More. - Realtor Home Warranty: https://www.selecthomewarranty.com/realtor-benefits
207. Realtor Home Warranty: https://www.selecthomewarranty.com/realtors
208. Reviews: https://www.selecthomewarranty.com/reviews
209. Select Home Warranty Sample Contract: https://www.selecthomewarranty.com/sample-contract
210. Sellers Home Warranty for Smooth Sale | Select Home Warranty: https://www.selecthomewarranty.com/sellers
211. Terms & Conditions: https://www.selecthomewarranty.com/terms-and-conditions
212. Select Home Warranty Terms and Conditions: https://www.selecthomewarranty.com/terms-conditions
213. Terms & Conditions - Select Home Warranty: https://www.selecthomewarranty.com/terms_and_conditions
214. ALTA Policy Comparison: https://www.stewart.com/en/customer-type/real-estate-closing-title-services/tools-and-resources/alta-policy-comparison
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216. HOME WARRANTY PLAN: https://www1.orhp.com/index.cfm?go=homeowners.viewPlanPDF&file=CA_6_1_AI_Brochure.pdf
217. HOME WARRANTY PLAN: https://www1.orhp.com/index.cfm?go=homeowners.viewPlanPDF&file=FL_6_2a_Brochure.pdf
218. FREEDOM: https://www1.orhp.com/index.cfm?go=homeowners.viewPlanPDF&file=OF6_1_Brochure.pdf
219. [PDF] COVERAGE - Old Republic Home Warranty: https://www1.orhp.com/index.cfm?go=realEstatePros.viewPlanPDF&file=OF6_2_Realty_One_Brochure.pdf
220. HOME WARRANTY PLAN: https://www1.orhp.com/index.cfm?go=realEstatePros.viewPlanPDF&file=TX_6_3_Brochure.pdf
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283. Select Home Warranty LLC BBB Complaints: https://www.bbb.org/us/nj/mahwah/profile/home-warranty-plans/select-home-warranty-llc-0221-90155584/complaints
284. Liberty Home Guard | BBB Complaints: https://www.bbb.org/us/nj/robbinsville/profile/home-warranty-plans/liberty-home-guard-0221-90237072/complaints
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328. Choice Home Warranty vs. First American Home Warranty 2026: https://www.marketwatch.com/insurance-services/home-warranty/choice-home-warranty-vs-first-american-home-warranty/
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332. American Home Shield | National Association of REALTORS: https://www.nar.realtor/american-home-shield
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338. Old Republic Home Protection Review 2026: Our Pick for Best Customer Satisfaction: https://www.nerdwallet.com/home-ownership/home-warranty/reviews/old-republic-home-protection
339. Select Home Warranty Review 2026: Prices and Plans: https://www.nerdwallet.com/home-ownership/home-warranty/reviews/select-home-warranty
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341. Select Home Warranty Review 2026: Prices and Plans: https://www.nerdwallet.com/p/reviews/mortgages/select-home-warranty-review
342. Strategic Partner Spotlight - Cinch Home Services - Northern Virginia Association of Realtors: https://www.nvar.com/news/2026-09-24/strategic-partner-spotlight-cinch-home-services/
343. Choice Home Warranty Named Preferred Home Warranty Provider for Crye-Leike Realtors: https://www.prnewswire.com/news-releases/choice-home-warranty-named-preferred-home-warranty-provider-for-crye-leike-realtors-302438542.html
344. Cinch Home Services Announces Partnership with HomeSmart International: https://www.prnewswire.com/news-releases/cinch-home-services-announces-partnership-with-homesmart-international-301553279.html
345. 5 Best Home Warranty Companies in North Carolina - Raleigh Realty: https://www.raleighrealtyhomes.com/blog/best-home-warranty-companies-nc.php
346. BEWARE of SELECT HOME WARRANTY escalation department: https://www.reddit.com/r/homeowners/comments/1avm7s7/beware_of_select_home_warranty_escalation/
347. Home Warranty of America denied my claim after tech clearly stated wear and tear - Reddit: https://www.reddit.com/r/homeowners/comments/1fnb5i8/home_warranty_of_america_denied_my_claim/
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354. Old Republic Home Protection Announces Partnership with GeoAssurance: https://www.rismedia.com/2008/07/03/old-republic-home-protection-announces-partnership-with-geoassurance-inc/
355. American Home Shield Expands Technology Partnership with SkySlope: https://www.rismedia.com/2026/04/16/ahs-expandstech-partnership-skyslope/
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357. Choice Home Warranty Review 2026 - SafeWise: https://www.safewise.com/home-safety/choice-home-warranty/
358. Welcome to Select Home Warranty | PDF | Refrigerator | Air Conditioning - Scribd: https://www.scribd.com/document/847354163/Welcome-to-Select-Home-Warranty
359. Choice Home Warranty Review: Is It Worth It?: https://www.thepennyhoarder.com/save-money/choice-home-warranty-review/
360. Choice Home Warranty Review: Costs and Coverage (2026): https://www.thisoldhouse.com/home-finances/choice-home-warranty-review
361. Cinch Home Services Review (With 2026 Testing Insights): https://www.thisoldhouse.com/home-finances/cinch-home-services-review
362. First American Home Warranty Review (2026): https://www.thisoldhouse.com/home-finances/first-american-home-warranty-review
363. Home Warranty of America Review - This Old House: https://www.thisoldhouse.com/home-finances/hwa-home-warranty-review
364. Liberty Home Guard Review (2026): https://www.thisoldhouse.com/home-finances/liberty-home-guard-review
365. Old Republic Home Warranty Review - Plans & Cost: https://www.thisoldhouse.com/home-finances/old-republic-home-warranty-review
366. Select Home Warranty Reviews (2026): https://www.thisoldhouse.com/home-finances/select-home-warranty-review
367. 2-10 Home Buyers Warranty Review (2026) - This Old House: https://www.thisoldhouse.com/home-warranties/2-10-home-buyers-warranty-review
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369. 2-10 Home Buyers Warranty Review (2026) - This Old House Perks: https://www.thisoldhouse.com/home-warranties/2-10-home-buyers-warranty-review#perks
370. Best Home Warranty Companies in Louisiana: https://www.thisoldhouse.com/home-warranties/best-home-warranty-companies-louisiana
371. 2-10 Home Warranty Review: Plans, Costs, Coverage & Claims: https://www.top10.com/home-warranty/reviews/2-10-home-buyers-warranty
372. Select Home Warranty Review 2026 - Plans, Coverage & Reviews: https://www.top10.com/home-warranty/reviews/select-home-warranty
373. Liberty Home Guard Review for September 2026 | Home Warranty Companies: https://www.topconsumerreviews.com/best-home-warranty-plans/reviews/liberty-home-guard.php
374. Select Home Warranty reviewed by rachel Z: https://www.trustpilot.com/reviews/6abb09f31c3902d016396849
375. Home Warranty Service Agreement - Tucson Real Estate: https://www.tucsonrealestate.com/files/2-10-home-warranty-brochure.pdf
376. 2-10 Home Buyers Warranty review and coverage options: https://www.usatoday.com/story/money/home-services/2-10-home-buyers-review/89015574007/
377. First American Home Warranty review: 2026 plans, coverage and pricing: https://www.usatoday.com/story/money/home-services/2026/02/06/first-american-home-warranty-review-2026-plans-coverage-and-pricing/88549444007/
378. American Home Shield review and coverage details: https://www.usatoday.com/story/money/home-services/american-home-shield-review/87883402007/
379. Choice Home Warranty review, cost and coverage in 2026: https://www.usatoday.com/story/money/home-services/choice-home-warranty-review/88219197007/
380. Liberty Home Guard review (2026): https://www.usatoday.com/story/money/home-services/liberty-home-guard-review/87895024007/
381. Select Home Warranty review for 2026: https://www.usatoday.com/story/money/home-services/select-home-warranty-review/87900546007/
382. Liberty Home Guard review: https://www.usatoday.com/story/money/money-management/home-services/liberty-home-guard-review/87895024007/
383. Choice Home Warranty Review 2026 | Real Estate & Home: https://www.usnews.com/360-reviews/services/home-warranty/choice
384. Home Warranty of America Reviews - Yelp: https://www.yelp.com/brands/home-warranty-of-america

Other Sources

385. Old Republic Home Protection Buyer Plan Brochure: https://cdn.hihello.me/o/2294de41-f1f8-416f-a01d-cae81949cc81.pdf
386. Old Republic Home Warranty 2025 PDF: https://img1.wsimg.com/blobby/go/21f88c18-520d-494b-b298-d2a33cb0598b/downloads/6e949711-d197-4b78-9f01-d70e2f5e8491/Old%20Republic%20Home%20Warranty%202025.pdf?ver=1745172050811
387. 2-10 Home Warranty Info.pdf: https://img1.wsimg.com/blobby/go/2754be12-2680-48dd-a7b4-77fab5e0192f/2-10%20Home%20Warranty%20Info.pdf
388. Warranty: https://pinnaclehomebuildingsolutions.com/warranty/
389. 2-10-RS-201---2026-RE-1-Product-Brochures-Mid-Atlantic.pdf: https://r4hcxb3d.media.zestyio.com/2-10-RS-201---2026-RE-1-Product-Brochures-Mid-Atlantic.pdf
390. AHS brochure PDF: https://r4hcxb3d.media.zestyio.com/2023-AHS-Tri-fold-Brochure_Digital.pdf
391. Home Warranty of America plan listing/overview (third-party coverage): https://www.alar-life.com/
392. Cinch Bring Your Own Pro Program Release Details: https://www.facebook.com/
393. 2-10 Home Warranty is what I recommend to both buyers/sellers: https://www.slideshare.net/slideshow/210-home-warranty-is-what-i-recommend-to-both-buyerssellers/78913958 Explore more home warranty and protection plans guidance in the category directory.