Select Home Warranty Review for Older Homes with Aging Systems and Appliances

The research in brief

Select Home Warranty is a mixed fit for coverage for older homes aging systems. Five of seven platforms named it during ranking discovery, and it finished fifth overall with an average listed rank of 6.2. Its strongest argument is that Select publishes no general equipment-age cutoff and sells combined systems-and-appliances plans such as Gold Care and Platinum Care, which match a 20-year-old home with original HVAC, plumbing, and appliances. The main limitation is that age is not the real test: the contract requires covered items to be in proper working order at the effective date, excludes pre-existing conditions, and can settle irreparable replacements at depreciated value rather than current replacement cost.

Research Snapshot

Why Select Home Warranty Qualified for This Study

Questions explored

• Is Select Home Warranty a good choice for a 20-year-old home with original HVAC and appliances?
• Why did AI platforms include Select Home Warranty in a ranking of home warranty companies for older homes?

Select qualified because it is one of the few providers that markets directly to older homes and states that equipment age alone does not disqualify coverage. Select's FAQ says the age of a home's systems and appliances does not matter if they are in good working condition and properly maintained ^[6]. Its About page repeats that Select covers homes and appliances of all ages when they are in good working condition at the start of coverage ^[2]. Independent reviewers reached the same conclusion about the published language: Select does not exclude items based solely on age ^[20], and its sample contract does not appear to impose a blanket age-of-system exclusion ^[25].

That positioning is exactly what the research prompt asked for, which is why five of seven platforms named Select during ranking discovery. The company also sells a combined systems-and-appliances configuration, which matters for a home where HVAC, plumbing, and appliances are all original. Select's plans page lists Bronze Care, Gold Care, and Platinum Care, with Gold Care and Platinum Care presented as combined systems-and-appliances options ^[7].

The qualification is not an endorsement. Select's own materials frame coverage around items that are working at enrollment, and the contract excludes pre-existing conditions ^[6]. Select also appears in a 2025 Federal Trade Commission press release naming the company in an enforcement action concerning home warranty sales practices ^[27]. Buyers comparing providers across this category can review the full coverage for older homes aging systems index before deciding.

The service or product in focus

Questions explored

• Which Select Home Warranty plan should a buyer choose for a 20-year-old home with original systems and appliances?
• Does Select Home Warranty's Platinum Care plan cover HVAC, plumbing, and appliances in an older home?

The most relevant Select product is the combined systems-and-appliances plan, which platforms identified under several names. Anthropic named Gold Care (systems only) and Platinum Care (combined) ^[34]. DeepSeek named Gold Care as the combined plan with Bronze Care and Platinum Care as alternatives ^[7]. Google, Grok, Kimi, and Perplexity all named Platinum Care ^[15]. OpenAI described the relevant product as the combined systems-and-appliances plan marketed under names such as Gold Care, Platinum Care, or Select Premium, governed by the buyer's state-specific service contract and Coverage Details ^[7].

That naming conflict is unresolved in the supplied evidence and should not be guessed at. Select's own plans page lists Bronze Care, Gold Care, and Platinum Care ^[7], while the official site excerpt promotes Gold Care and a "three plans, one promise" structure (official:C1). A buyer should confirm the exact plan name, covered components, and limits for their state before paying.

What the combined plan covers is broad in concept. Select's plan pages list heating, cooling, ductwork, plumbing system, electrical system, refrigerator, dishwasher, washer, dryer, and built-in microwave ^[7]. Gold Care protects major systems including heating, air conditioning, plumbing, and electrical ^[34], while Platinum Care adds qualified repairs of additional systems and appliances such as garage door openers and plumbing blockages ^[34]. Most plans cover core plumbing components such as leaks within the system, water heaters, and certain fixtures ^[3].

The controlling document is not the marketing page. It is the state-specific service contract and Coverage Details, which define covered parts, service fees, exclusions, and limitations (Evidence ID openai:c4, official:C3). Buyers in this category can also browse the wider home warranty and protection plans directory to compare how other providers structure combined coverage.

What the AI Platforms Agreed About

Questions explored

• Do AI platforms agree that Select Home Warranty covers old equipment without an age cutoff?
• What do reviewers agree is the biggest weakness of Select Home Warranty for aging systems?

The clearest point of agreement is that Select does not impose a general age cutoff. Select's FAQ states that equipment age does not matter if systems and appliances are in good working condition and properly maintained ^[6]. Select's older-homes blog says coverage applies to mechanical breakdowns from normal wear rather than damage from neglect or lack of maintenance ^[3]. Independent reviewers confirm the same reading: age alone does not disqualify a system, and coverage is based on mechanical failure from normal use ^[13].

The second area of agreement is that condition at enrollment, not age, decides claims. Select's contract requires systems and appliances to be in proper working order on the effective date and excludes pre-existing conditions or defects causing the failure ^[8]. Select's own FAQ and blog say the home and appliances must be in working condition at contract start ^[4]. Independent reviewers describe pre-existing condition exclusions as a common reason for claim denials ^[20].

The third area of agreement is that payout limits are low relative to older-home replacement costs. Multiple independent sources report a $3,000 HVAC limit per contract term and a $500 limit for appliances, plumbing, and electrical ^[20]. Select's own contract language confirms the same structure: up to $3,000 for heating or cooling equipment, up to $500 for appliances, plumbing, and electrical, and up to $400 for additional coverage options, all as annual maximums (official:C3). Reviewers describe the $500 per-item cap as below industry standard ^[35].

The fourth area of agreement is that replacements are settled at depreciated value. Select's contract permits replacement of like capacity whose price does not exceed the depreciated value of the item being replaced, or a cash settlement not to exceed depreciated value, with Select not responsible for installation (Evidence ID openai:c2, official:C3). Independent reviewers note that home warranties depreciate items as they age, so the homeowner likely pays at least some of the replacement cost ^[32].

Where the AI Platforms Disagreed or Were Uncertain

Questions explored

• How strict is Select Home Warranty's maintenance record requirement for claims on old equipment?
• Is Select Home Warranty's claim denial rate for aging systems actually known?

The sharpest disagreement concerns maintenance records. Google reported that Select can request up to three years of maintenance records and that failure to provide them can reduce the payout to a maximum of $150 per claim, citing a homeowner account of a $150 offer on an older home ^[15]. Perplexity reported the same three-year record expectation and the $150 cap when records are incomplete ^[21]. BestGuide cited a strict three-year HVAC maintenance record rule ^[12]. OpenAI's review of the sample contract did not confirm a specific three-year requirement, describing possible maintenance-record requirements instead ^[32]. Select's own claim-issues blog says service receipts and maintenance records can support claims and reduce approval delays, without stating a three-year mandate ^[5]. The three-year figure is therefore platform-reported and should be confirmed in the buyer's state contract.

Claim approval rates are not established. OpenAI stated that public materials do not establish that old equipment receives more lenient claim treatment ^[32]. DeepSeek found limited independent documentation of claim outcomes on 20-plus-year-old systems ^[38]. Kimi found no independent verification of Select's actual claim denial rates for aging equipment ^[26]. Anthropic, by contrast, described high documented claim denial rates and cited lawsuit and complaint patterns alleging that technicians look for denial reasons rather than approval paths ^[18]. Those allegations are complaint-based, not adjudicated findings, and should be treated as such.

Pricing is also inconsistent. Anthropic reported Gold Care at roughly $44–$48 per month and Platinum Care at roughly $44–$65 per month ^[15]. Grok reported Platinum Care at about $50–$65 per month ^[32]. Google reported $50–$65 per month for Platinum Care ^[15]. Perplexity reported $399.99–$424.99 annually, or about $54.99–$63.75 monthly ^[26]. Kimi reported under $1 per day, roughly under $30 per month ^[26]. Select's own plan page does not publish a universal price and directs buyers to the plan agreement for fees, limitations, and exclusions (Evidence ID openai:c4, official:C2).

Service fees vary by source as well: $60–$75 ^[39], $60–$100 ^[12], $75–$100 ^[15], and $75–$100 per claim ^[26]. Select's contract states that the service call fee is charged each time a technician is dispatched, including when a claim is denied, excluded, limited, or canceled after travel begins, and that a separate fee applies for each issue (Evidence ID openai:c2, official:C3). The sample contract field is blank or schedule-specific, so the exact dollar amount must come from the state contract ^[8].

Features for this home service need

Questions explored

• Does Select Home Warranty cover normal wear and tear on 20-year-old HVAC and plumbing systems?
• Can a Select Home Warranty homeowner choose their own contractor for an aging-system repair?

Select's core coverage concept is mechanical failure caused by ordinary wear and tear, which is the failure mode an older home is most likely to produce. The contract defines mechanical failure as a covered item becoming inoperable and unable to perform its primary designed function, and defines ordinary wear and tear as expected natural deterioration over time under normal residential use (official:C3). Select's FAQ says any appliance or home system failure caused by normal wear and tear is covered, while damage from negligence, structural issues, or cosmetic defects is not ^[6]. Independent reviewers confirm that normal wear and tear of appliances is covered and that Select will repair it as part of the contract ^[11].

Several structural features matter for aging homes. Select generally chooses the independent service technician, and using the buyer's own contractor requires advance authorization; unauthorized diagnosis or work is not reimbursable ^[8]. Select includes limited roof leak coverage with every plan, capped at $400, which many competitors sell as a paid add-on ^[17]. Select operates in 46 states and does not cover properties in Iowa, Nevada, Washington, or Wisconsin ^[32].

The exclusions are where aging homes get exposed. Select excludes pre-existing conditions and malfunctions resulting from them ^[20]. It excludes rust, corrosion, sediment, metal fatigue, and lack of maintenance ^[40]. It excludes electrical failures, power surges, and zoning components (official:C3). It excludes plumbing stoppages caused by collapsed, damaged, or broken drain, vent, or sewer lines, roots, or foreign objects (Evidence ID anthropic:12-17, official:C3). It excludes cosmetic and structural defects that do not affect the primary mechanical purpose, including noise, doors, shelves, clocks, gaskets, displays, latches, timers, and expansion or holding tanks (official:C3). It excludes removal and disposal costs (official:C3). It excludes code-compliance costs, and if a system cannot be repaired without violating code, Select's liability is limited to a cash settlement not exceeding depreciated cost (official:C3, Evidence ID anthropic:19-2). Older galvanized piping may carry specific exclusions for pre-1980 property ^[3].

Pricing, contracts, and ongoing costs

Questions explored

• How much does Select Home Warranty cost per month for an older home, and what is the service call fee?
• What cancellation and renewal terms apply to a Select Home Warranty contract?

Select's pricing is quote-based and not published as a single national rate. The plan page states that pricing varies by coverage, location, property factors, service fees, and optional add-ons, and directs buyers to the plan agreement for fees, limitations, and exclusions (Evidence ID openai:c4, official:C2). Independent estimates cluster between roughly $40 and $65 per month depending on plan, with annual estimates of $480 to $720 ^[15]. Perplexity reported Platinum Care at $399.99–$424.99 annually ^[26]. Kimi reported under $1 per day ^[26]. NerdWallet reported a discrepancy between advertised Select discounts and actual quote prices, which suggests pricing opacity that buyers should verify directly ^[32].

Service fees are charged per dispatch and are owed even when a claim is denied, excluded, limited, or canceled after the technician begins traveling, with a separate fee for each issue (Evidence ID openai:c2, official:C3). Reported ranges are $60–$75, $60–$100, and $75–$100 depending on source and location ^[39]. The contract's service-call-fee field is blank or schedule-specific, so the exact amount must come from the state contract ^[8].

The contract term is generally one year with a 30-day waiting period before coverage begins (Evidence ID openai:c1, official:C1, official:C2). Cancellation within 30 days yields a full refund only if no service has been provided; after 30 days, the refund is pro-rated at the non-discounted annual plan cost, minus a $75 cancellation fee and any service costs incurred (Evidence ID openai:c2, Evidence ID anthropic:19-14, Evidence ID anthropic:19-15, official:C3). Monthly-payment contracts may renew automatically unless written notice is given 30 days before termination, and renewal pricing and terms may change (Evidence ID openai:c2, official:C3). Coverage may be suspended if service-call fees are unpaid (Evidence ID openai:c2, official:C3).

Beyond the premium and service fee, potential customer-paid amounts include excluded work, costs above applicable limits, installation and code-related costs, disposal and haul-away, and any gap between a depreciated-value settlement and actual replacement cost (Evidence ID openai:c2, official:C3). Select's own site lists optional add-ons with monthly prices, including roof leak at $0 per month, septic system at $5.83 per month, well pump at $3.33 per month, pool at $8.33 per month, and spa at $5.83 per month (official:C1).

Best Suited For

Questions explored

• Who is Select Home Warranty actually a good fit for among older-home owners?
• Is Select Home Warranty worth it for a budget-conscious owner of a 20-year-old home?

Select is best suited to older-home owners whose systems are currently functional and who want low-premium access to a service contract rather than comprehensive replacement protection. Anthropic described the best fit as homeowners with mostly mid-value aging equipment rather than expensive units likely to fail completely, and budget-conscious buyers willing to pay out of pocket for gaps between caps and actual replacement costs ^[12]. OpenAI described the best fit as older homes whose systems and appliances are currently functional and whose owner wants service-contract access for future ordinary-wear failures ^[32]. Perplexity described the best fit as owners of homes over 20 years old whose systems are still functioning at enrollment and who want a lower-cost full-home plan ^[21].

A second fit group is buyers who can document maintenance. Select's own guidance says service receipts and maintenance records can support claims and reduce approval delays ^[5], and BestGuide framed the plan as requiring careful weighing of low coverage limits and the HVAC maintenance record rule ^[12]. Buyers with a paper trail on their HVAC, water heater, and plumbing are in a stronger position than buyers with none.

A third fit group is buyers who want combined systems-and-appliances coverage in one contract rather than separate trade service agreements ^[7]. Select's free roof leak coverage, capped at $400, adds modest value that many competitors charge extra for ^[17].

Probably Not Best Suited For

Questions explored

• Who should not buy Select Home Warranty for a home with original 20-year-old systems?
• Is Select Home Warranty a bad choice if the buyer expects full HVAC replacement coverage?

Select is probably not the right choice for owners whose main risk is a large replacement. The $3,000 HVAC cap and $500 appliance, plumbing, and electrical caps are annual maximums (official:C3), while independent sources describe typical HVAC replacement at $5,000–$10,000 and water heaters at $1,200–$2,500 ^[20]. Kimi concluded that the $500 cap structurally undermines the core need for coverage of expensive failures in 20-plus-year-old systems ^[26]. Google concluded that the maintenance-record clause can reduce payouts to $150, leaving the homeowner to cover the bulk of aging-system breakdowns ^[15].

It is also a poor fit for homes with known or suspected problems. Select excludes pre-existing conditions and requires proper working order at the effective date ^[8], and pre-existing condition denials are cited as a common reason for claim rejection ^[20]. Buyers who cannot tolerate a depreciated-value settlement, provider-selected technicians, or service fees owed on denied claims should look elsewhere ^[8]. Buyers in Iowa, Nevada, Washington, or Wisconsin cannot buy Select at all ^[32].

When Another Option May Be Better

Questions explored

• What is a better alternative to Select Home Warranty for a buyer who needs higher HVAC replacement coverage?
• When should an older-home owner skip a home warranty and self-fund repairs instead?

Another provider may be better when the buyer's primary need is a higher payout ceiling on aging systems. Multiple independent sources identify American Home Shield as stronger for older homes because it covers items regardless of age, brand, or maintenance history, offers HVAC coverage up to $5,000 versus Select's $3,000, and provides appliance coverage up to $3,000–$4,000 versus Select's $500 ^[22]. American Home Shield's own coverage page states it covers breakdowns without maintenance records and covers pre-existing conditions ^[1]. NerdWallet reported American Home Shield combined HVAC coverage of $10,000 with an option to raise appliance limits to $4,000 per appliance ^[30].

A systems-only plan may be better when the buyer mainly needs HVAC, plumbing, electrical, or water-heater protection and does not want to pay for appliance coverage ^[32]. Old Republic may be relevant for buyers concerned about obsolete parts, because it states it may pay cash instead of repairing when necessary parts are no longer available or the item is too old to repair, with payment limited to contractor cost ^[31].

Self-funding may be preferable when the home's systems already have known defects likely to be treated as pre-existing, or when the buyer cannot tolerate a depreciated-value settlement ^[32]. Buyers with knob-and-tube wiring or polybutylene plumbing may find that specialized insurers cover what standard warranty companies exclude ^[16]. Buyers who want ordinance or law coverage for code upgrades may find home insurance provisions more relevant than a warranty ^[16].

Questions to ask before choosing a provider

Questions explored

• What should a buyer confirm with Select Home Warranty before signing a contract on an older home?
• How can a buyer verify Select Home Warranty's coverage caps and exclusions for their specific state?

Confirm the exact plan name and covered components for the specific state and address, since platforms reported Gold Care, Platinum Care, and Select Premium as the relevant combined plan and the controlling document is the state-specific contract and Coverage Details ^[7]. Ask whether Select will cover a system with documented age over 20 years if it is operating normally on the effective date, and what evidence Select uses to determine that a failure was pre-existing ^[32]. Ask whether a home inspection, maintenance records, or an operational test can be submitted to establish condition at enrollment ^[32].

Confirm the exact service-call fee and whether it is charged separately for multiple symptoms involving the same system (Evidence ID openai:c2, official:C3). Ask whether the three-year maintenance record requirement reported by Google, Perplexity, and BestGuide applies in the buyer's state contract, and what happens to the payout if records are incomplete ^[15]. Ask whether an irreparable HVAC system, water heater, or appliance is settled at depreciated value, at an applicable category limit, or at current replacement cost (Evidence ID openai:c2, official:C3).

Confirm who pays for permits, code upgrades, refrigerant, disposal, haul-away, installation modifications, access, and leak searches (Evidence ID openai:c2, official:C3). Ask whether the contract guarantees repair completion, replacement timing, or a no-fee callback if the repair fails, and whether the 90-day repair guarantee described in one independent review appears in the signed agreement ^[32]. Ask which old-system components are excluded, including sealed refrigerator systems, refrigerant, heat exchangers, underground or inaccessible piping, tanks, pumps, and obsolete parts ^[8]. Confirm the state-specific cancellation, automatic-renewal, refund, and renewal-rate terms, and request the complete state-specific contract and Coverage Details before payment (Evidence ID openai:c2, Evidence ID anthropic:19-15, official:C3). Ask how the 2025 FTC action involving Select affects current operations, ownership, or claim handling ^[27].

The consensus assessment

Select Home Warranty is a mixed fit for coverage for older homes aging systems. Five of seven platforms named it during ranking discovery, and all seven rated fit as mixed or weak: Claude, DeepSeek, Grok, ChatGPT, and Perplexity rated it mixed, while Gemini and Kimi rated it weak. No platform rated it strong.

The consensus case for Select is narrow but real. It publishes no general equipment-age cutoff, it covers mechanical failure from ordinary wear and tear, and it sells a combined systems-and-appliances plan that matches an older home's exposure profile ^[6]. The consensus case against it is broader. Coverage depends on condition at enrollment rather than age, pre-existing conditions are excluded, HVAC payouts are capped at $3,000 and most other items at $500 per year, irreparable items may be settled at depreciated value, service fees are owed even on denied claims, and the company appears in a 2025 FTC enforcement action (Evidence ID openai:c2, official:C3, Evidence ID deepseek:c5).

For a buyer whose core requirement is lenient coverage on already-aging equipment, Select should be treated as a candidate to verify in writing against the state-specific contract, not as a clear best pick ^[38]. Buyers who need higher replacement ceilings should compare American Home Shield and other providers before committing ^[36].

How This Review Was Produced

This review evaluates Select Home Warranty only for the use case of coverage for older homes aging systems. It draws on fit-research responses from seven AI platforms: ChatGPT, Claude, DeepSeek, Gemini, Grok, Kimi, and Perplexity. Each platform was asked which home warranty providers it would recommend for a house more than 20 years old with original HVAC, plumbing, and appliances, and why. Five platforms named Select during ranking discovery, producing an average listed rank of 6.2 and a best listed rank of 5.

The report uses the supplied citation IDs to connect claims to their sources. Company-owned sources are Select's own pages and blog posts. Independent sources include review sites, news outlets, a government press release, and a homeowner forum post. Platform-reported research dates differ from the authoritative run date of 2026-09-30; DeepSeek reported 2026-01-15, and that difference is disclosed as a limitation rather than treated as evidence of freshness.

Research limitations

All included platforms evaluated fit, but the platform mention count reflects only platforms that named Select during ranking discovery. Platform agreement does not prove product quality, and no platform conducted independent testing of Select's claims process.

Citations are platform-reported evidence, not independently verified facts. The supplied URLs were collected from platform responses and were not independently validated at the writing stage. DeepSeek's response was produced with search disabled, so its claims require explicit verification before being described as current facts. Platform-reported research dates differ from the run research date and do not independently prove freshness.

Several material conflicts remain unresolved. The relevant combined plan is named Gold Care by some platforms and Platinum Care by others, and Select's own pages list three plans without resolving which is the combined tier for every state. Reported monthly pricing ranges from under $30 to $65, and reported service fees range from $60 to $100. The three-year maintenance record requirement and the $150 reduced-payout cap are reported by three platforms but not confirmed in the sample contract reviewed by OpenAI. Claim approval rates for equipment over 20 years old are not established by any supplied source. The 2025 FTC action is referenced by one platform without detail on its current status or outcome. Buyers should not treat any of these figures as settled until they appear in the signed state-specific contract.

See the broader Older Homes with Aging Systems and Appliances consensus index for comparisons across qualified options.

Sources

Company-Owned Sources

1. Homeowner Coverage & Protection Plans | AHS: https://www.ahs.com/our-coverage/
2. About | Select Home Warranty: https://www.selecthomewarranty.com/about
3. Home Warranties for Older Homes: Are They Worth It?: https://www.selecthomewarranty.com/blog/are-home-warranties-worth-it-for-older-homes/
4. How Do Home Warranties Work? Learn Steps & Coverage: https://www.selecthomewarranty.com/blog/how-do-home-warranties-work/
5. How to Avoid Common Home Warranty Claim Issues?: https://www.selecthomewarranty.com/blog/how-to-avoid-common-home-warranty-claim-issues/
6. Frequently Asked Questions: https://www.selecthomewarranty.com/faq
7. Home Warranty Plans: https://www.selecthomewarranty.com/plans
8. Terms & Conditions: https://www.selecthomewarranty.com/terms-and-conditions
9. Terms & Conditions - Select Home Warranty: https://www.selecthomewarranty.com/terms_and_conditions
10. Official pricing and terms source: https://www.selecthomewarranty.com/

Independent Sources

11. Select Home Warranty: 2026 Expert Review | BestCompany: https://bestcompany.com/home-warranty/select-home-warranty
12. Select Home Warranty Review 2026: Plans, Costs, and Real Customer Feedback | BestGuide: https://bestguide.com/review/select-home-warranty/
13. Home Warranty for Older Homes: What Owners Should Know: https://empirehomeprotect.com/blog/2026/04/05/home-warranty-for-older-homes-what-owners-should-know/
14. Best Home Warranty for Older Homes (2026): What to Look For | HomeCostLab: https://homecostlab.com/guides/home-warranty-for-older-homes/
15. How Much Does a Select Home Warranty Cost? (2026 Prices: https://homeguide.com/costs/select-home-warranty-cost
16. Home Warranties for Older Homes: What's Covered, What Gets Excluded, and How to Buy It Right (2026: https://homewarranties101.com/guides/home-warranty-for-older-homes/
17. Select Home Warranty Review: Prices and Ratings (2026) | Insurify: https://insurify.com/home-warranty/companies/select/
18. Select Home Warranty Lawsuit 2026: Your Full Guide: https://lawfold.com/select-home-warranty-lawsuit/
19. American Home Shield vs. Select Home Warranty | Real Estate: https://realestate.usnews.com/home-services/home-warranty/american-home-shield-vs-select
20. Select Home Warranty Review (2026) | Real Estate & Home: https://realestate.usnews.com/home-services/home-warranty/select
21. Select Home Warranty Review (September 2026) - Today's Homeowner: https://todayshomeowner.com/home-finances/reviews/select-home-warranty/
22. Best Home Warranty for Older Homes in 2026 | Home Appliance Cost Guide: https://whatrepaircosts.com/blog/best-home-warranty-for-older-homes
23. Best Home Warranty for Older Homes (2026 Guide) | ConsumerAffairs®: https://www.consumeraffairs.com/homeowners/home-warranty-for-older-homes.html
24. Select Home Warranty Reviews from Real Customers: https://www.consumeraffairs.com/homeowners/select-home-warranty.html
25. Select Home Warranty Review (sample contract analysis: https://www.consumeraffairs.com/homeowners/select_home_warranty.html
26. Select Home Warranty Review: https://www.forbes.com/advisor/homeowners-insurance/select-home-warranty-review/
27. FTC Action Involving Home Warranty Company: https://www.ftc.gov/news-events/news/press-releases
28. Select Home Warranty: How to Submit a Claim (Step-by-Step Guide: https://www.louislawgroup.com/select-home-warranty-submit-claim
29. Best Home Warranties for Older Homes (2026: https://www.marketwatch.com/insurance-services/home-warranty/best-home-warranty-for-older-homes/
30. Choice Home Warranty vs. American Home Shield: 2026 Comparison - NerdWallet: https://www.nerdwallet.com/home-ownership/home-warranty/learn/choice-home-warranty-vs-american-home-shield
31. Old Republic Home Protection Review 2026: Our Pick for Best Customer Satisfaction: https://www.nerdwallet.com/home-ownership/home-warranty/reviews/old-republic-home-protection
32. Select Home Warranty Review 2026: Prices and Plans: https://www.nerdwallet.com/home-ownership/home-warranty/reviews/select-home-warranty
33. BEWARE of SELECT HOME WARRANTY escalation department phone: https://www.reddit.com/r/homeowners/comments/1avpsit/beware_of_select_home_warranty_escalation/
34. Select Home Warranty Reviews With Costs | Retirement Living: https://www.retirementliving.com/reviews/select-home-warranty
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36. Select Home Warranty vs. American Home Shield (2026: https://www.thisoldhouse.com/home-finances/select-home-warranty-vs-american-home-shield
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40. Select Home Warranty review for 2026: https://www.usatoday.com/story/money/home-services/select-home-warranty-review/87900546007/