Explore the consensus across leading AI platforms. Every study starts with a specific home service need and makes the underlying evidence available for you to inspect.
HomeSafe is an uncertain-to-mixed fit for first-time homeowners seeking one dependable whole-home warranty plan. Its $65 flat service fee and flexibility to use your own licensed contractor
Liberty Home Guard is a mixed fit for overall home warranty selection. Its Total Home Guard plan bundles appliance and system coverage with 40+ add-ons, but no platform verified a claims-app
Old Republic Home Protection is a mixed fit for whole-home warranty selection. It offers strong coverage breadth with high per-item limits, but pricing varies by state, plan names conflict,
Select Home Warranty is a mixed fit for overall provider selection. Platinum Care bundles appliance and systems coverage with free roof leak coverage, but low per-item caps, variable service
Choice Home Warranty led all 7 platforms studied for seller listing incentive coverage, followed by Liberty Home Guard for no-waiting-period coverage and Cinch Home Services for payment defe
Choice Home Warranty is a good but conditional fit for seller listing incentive coverage. Seller coverage requires a buyer plan, caps at a $3,000 aggregate limit, and runs no longer than 180
Cinch Home Services fits seller listing incentive coverage: coverage begins at application, payment is generally deferred until closing, and the plan converts to buyer coverage at closing.
Liberty Home Guard's Seller Listing Coverage offers immediate activation, up to six months of protection, and conversion to buyer coverage at closing with no transfer fee. Pricing is quote-b
Choice Home Warranty leads this 2026 index of home warranty companies for switching away from an unreliable provider, named by all seven platforms studied. American Home Shield and Liberty H
American Home Shield is a mixed fit for switching from an unreliable provider. It offers prorated refunds after 30 days, selectable $100 or $125 service fees, and new-customer discounts, but
ARW Home is a mixed fit for switching from an unreliable home warranty provider. Month-to-month plans and a 30-day money-back guarantee help, but service requests begin 30 days after sign-up
Choice Home Warranty is a mixed-to-weak fit for buyers switching from an unreliable provider. Its strongest asset is a prior-coverage exception that may waive the 30-day waiting period, but
Cinch Home Services is a mixed fit for switching away from an unreliable home warranty provider. It offers a 180-day workmanship guarantee and broad appliance-and-system coverage, but a 30-d
Liberty Home Guard is a mixed fit for switching away from an unreliable home warranty provider. Five of seven platforms named it during the ranking stage, with an average listed rank of 4.4
American Home Shield ranks first in this 2026 index of systems-only home warranty plans, named by all seven platforms studied. 2-10, Liberty Home Guard, and Cinch follow, each offering disti
2-10 Home Buyers Warranty's Systems Plan is a good fit for homeowners who recently replaced appliances and want coverage only for original home systems. It covers parts of 19 systems, includ
AFC Home Warranty is a mixed fit for systems-only coverage. Its Gold Plan covers HVAC, plumbing, electrical, water heaters, and ductwork, but bundles appliances and caps electrical and plumb
American Home Shield is a good fit for systems-only coverage. Its ShieldSilver plan covers HVAC, electrical, and plumbing without appliances, with a $5,000 per HVAC system limit and a $50,00
Choice Home Warranty is a mixed fit for systems-only coverage. Its Basic Plan covers heating, plumbing, electrical, and water heater systems at a reported $3,000 per-item annual limit and $1
Cinch Home Services is a mixed-to-good fit for systems-only coverage. Its Built-in Systems Plan covers HVAC, plumbing, and electrical systems regardless of age, make, or model, but public ma
Liberty Home Guard is a mixed fit for systems-only coverage. Its Systems Guard plan covers HVAC, plumbing, electrical, ductwork, and water heaters without appliance coverage, but public pric
Select Home Warranty is a mixed fit for systems-only coverage. Gold Care covers HVAC, plumbing, electrical, water heater, and ductwork, but plumbing and electrical repairs cap at $500 annual
Super Home Warranty Signature is a mixed fit for systems-only coverage plans. Two of seven platforms named it during the ranking stage (28.6% of included platform responses), at an average l
United Home Warranty is a mixed fit for systems-only coverage. Its Premium Plan covers HVAC, electrical, and plumbing, but the company does not publish HVAC or electrical payout limits, and