Common Energy Review for Renters and No-Roof-Access Homes

The research in brief

Common Energy is a good fit for renters and homeowners who cannot install rooftop solar, provided their address sits in an eligible utility territory and they accept the contract terms specific to their project. Three of the seven platforms in this study named Common Energy during the ranking stage (Claude, DeepSeek, Gemini), and all seven evaluated it at the fit stage, where six rated it "good" and one (Kimi) rated it "uncertain." The strongest reason to consider it: no installation, no equipment ownership, and a stated discount on utility bill credits ^[11]. The main limitation: savings, contract length, cancellation notice, and fees vary by state and project, and no reviewed source verifies a universal 5–15% savings guarantee ^[11].

Research Snapshot

Why Common Energy Qualified for This Study

Questions explored

• Is Common Energy a good choice for a renter who cannot install rooftop solar?
• Why did only three of seven AI platforms name Common Energy in the community solar subscription ranking?

Common Energy qualified because it directly addresses the buyer profile this study targets: renters and homeowners without usable roof access who want solar savings without equipment. The company states that homeowners, renters, and businesses can participate without panels or installation, and that subscribers receive clean-energy credits on their utility bill while paying a discounted rate for those credits ^[11]. Federal guidance identifies no-installation community solar as an option for renters and households unable to install rooftop solar ^[29].

It cleared the study's minimum-mention threshold of two platforms. Three of seven platforms named it during ranking discovery - Claude (rank 5), DeepSeek (rank 6), and Gemini (rank 3) - producing an average listed rank of 4.67 and a best rank of 3. All seven platforms then evaluated it at the fit stage, where six rated it "good" and Kimi rated it "uncertain" because its website was not retrievable during that platform's research.

The category itself is geographically constrained, which shapes who can even be considered. The Department of Energy reports community solar projects in many states but concentrated in selected markets ^[30], and 24 states plus DC have enacted enabling legislation ^[30]. A provider with a narrow footprint can still qualify for this use case while remaining unavailable to most U.S. addresses.

The service or product in focus

Questions explored

• What exactly is the Common Energy Community Solar Subscription, and how does it deliver savings without rooftop panels?
• Does Common Energy require a credit check or utility account connection to enroll in its community solar subscription?

The relevant offer is the Common Energy Community Solar Subscription: a subscription to a share of an offsite solar project, billed through the customer's existing utility relationship, with no rooftop equipment and no change to how the property receives electricity ^[24]. The customer's grid connection remains the same, and the customer receives clean energy credits while paying their utility through Common Energy at a lower cost ^[9].

Mechanically, the company describes a subscription in which customers receive clean-energy credits on their utility bill and pay a discounted rate for those credits ^[11]. Credits are described as monthly and based on how much clean energy is generated on the subscriber's behalf ^[11]. Subscription size is tied to household usage history: a New York regulatory filing describes allocation at 75–90% of the prior twelve months' electricity usage, which is intended to prevent oversubscription ^[18]. Independent consumer guidance describes Common Energy as requiring utility-account connection and using usage history to size the subscription, with a 10% discount on bill credits ^[26].

Enrollment friction is described as low. The company states there is no cost to join ^[11], and one platform reported a soft credit check with a typical minimum score of 650 ^[32]. That credit-score threshold is platform-reported and appears in only one platform's evidence set; it is not confirmed in the company's own FAQ as reviewed.

What the AI Platforms Agreed About

Questions explored

• Do AI platforms agree that Common Energy is worth it for renters and no-roof-access homes?
• What savings does Common Energy actually deliver on a community solar subscription, according to the reviewed platforms?

Agreement was strong on the core use-case mechanics and mixed-to-limited on economics.

Unanimous or near-unanimous points:

• No installation required. Every platform that addressed the question found the subscription requires no rooftop equipment, no property modification, and no change to how electricity is received ^[11].
• Renter eligibility. The company explicitly markets participation for renters as well as homeowners ^[11].
• Zero or low upfront cost. The company states no cost to join ^[11], and disclosed New York offers show $0 upfront cost ^[36].
• Utility-bill-linked credits. Savings arrive as credits on the existing utility bill rather than as a separate generation asset ^[11].
• Fit rating. Six of seven platforms rated the fit "good" for this use case; Kimi rated it "uncertain" (fit_ratings_by_platform).

Points of partial agreement:

• Savings level. The company's FAQ describes typical savings of about $5–$10 per month ^[11]. Company marketing elsewhere advertises 5–15% savings ^[10]. Disclosed New York documents show a 10% discount to the utility rate for bill credits ^[18]. These figures are not the same unit of measure, and no reviewed source reconciles them.
• Operational scale. The company claims more than 15,000 customers benefiting ^[10], and an earlier company page cited over 3,000 homeowners, renters, and businesses ^[7]. Both are company-reported and were not independently verified.

Agreement among AI platforms is not evidence of product quality. It reflects overlapping source material, much of it company-owned.

Where the AI Platforms Disagreed or Were Uncertain

Questions explored

• Why do AI platforms disagree about Common Energy's contract length and cancellation fees for community solar?
• Is Common Energy's 5–15% savings claim a guaranteed amount or a variable estimate?

Disagreement concentrated on contract terms, fees, and savings guarantees - the areas a buyer most needs settled.

Contract length. A New York regulatory filing describes a 5-year initial term with automatic annual renewal for up to 25 years ^[18]. Another disclosed New York form shows a 1-year initial term with automatic renewal ^[36]. Grok summarized the range as "1–5 year initial term with auto-renewal" ^[18]. The reviewed evidence does not establish whether these reflect different projects, different filing vintages, or different states.

Cancellation fees. One New York filing states termination is allowed at no cost with 90 days' notice, and that cancelling without 90 days' notice incurs a one-time $100 fee ^[18]. Another disclosed New York agreement shows a $0 cancellation fee ^[36]. Google reported "no cancellation fees or exit penalties" ^[25], while also noting a 90-day written cancellation notice requirement. Whether the $100 fee applies nationwide or only in specific New York agreements is unresolved.

Savings guarantee. OpenAI stated that a universal current 5–15% savings guarantee was not verified and that savings should be treated as project- and utility-specific unless the enrollment agreement expressly guarantees net savings after all subscription charges ^[11]. Perplexity found that a New York disclosure guarantees a 10% savings on bill credits but does not guarantee minimum system performance or production ^[18]. Grok found no explicit floor guarantee beyond the percentage discount in all materials ^[11].

Availability. Anthropic listed 13 states plus DC (CA, DE, IL, MA, ME, MD, MN, NJ, NM, NY, OR, RI, VA) ^[6]. Google listed the same 13 states ^[5]. Deepseek found the sampled site did not clearly publish a full state list ^[5]. Kimi could not retrieve the website at all and reported availability as unverified ^[5].

Independent evidence. Deepseek reported that independent public sources reviewed did not provide a robust, recent, third-party evaluation of Common Energy's subscription performance, savings delivery, or cancellation experience ^[31]. Kimi likewise located no independent journalism, regulatory filings, or customer reviews corroborating company operations ^[5]. Other platforms did locate regulatory filings and a 2020 consumer-advocacy evaluation ^[26].

Features for this home service need

Questions explored

• What features does Common Energy offer a renter who wants community solar savings without installing panels?
• Can a Common Energy subscriber transfer their community solar subscription after moving within the same utility territory?

No-installation participation. The subscription requires no rooftop equipment, no construction, and no property modification, and does not change how the property receives electricity ^[24].

Renter and non-owner eligibility. The company states homeowners, renters, and businesses can participate ^[11].

Utility-bill credit delivery. Subscribers receive clean-energy credits on their utility bill and pay a discounted rate for those credits ^[11]. The grid connection stays the same ^[9].

Usage-based sizing. Allocation is set at 75–90% of the prior twelve months' electricity usage to avoid oversubscription ^[18].

Move handling. The company states customers can continue after moving only if the new home is in the same utility area or another area where Common Energy operates ^[11]. Independent guidance describes within-territory transfers as typically allowed and out-of-territory moves as requiring cancellation ^[20]. Google described within-territory transfer as seamless ^[25].

Low-income program participation. The company participates in New York's Solar for All program, selected by NYSERDA ^[14], and reports 98% or higher collection rates on every project including those with a high percentage of low-income subscribers ^[24]. Independent research documents 20% or greater enhanced discounts available to low-to-moderate-income subscribers under the Inflation Reduction Act in some states ^[20].

Operational footprint. The company manages community solar projects in the nine largest state markets for industry project owners ^[24] and announced a capital raise to support expansion into emerging markets including CA, NM, OH, and PA ^[24].

Pricing, contracts, and ongoing costs

Questions explored

• How much does Common Energy cost per month, and are there setup or cancellation fees?
• What contract term and cancellation notice does a Common Energy community solar subscription require?

Pricing is not standardized nationwide, and the reviewed sources do not support a single price or fee schedule.

Upfront cost. The company states there is no cost to join ^[11]. Disclosed New York offers show $0 upfront cost ^[36]. No enrollment fee is stated in the reviewed FAQ ^[11].

Ongoing cost. The customer pays for community-solar credits at a discounted rate; net savings depend on the utility credit and the subscription charge ^[11]. The customer continues paying for normal electricity use, with solar credits applied ^[5]. This is an ongoing monthly payment, not a free service ^[13].

Savings figures - conflicting units. The company's FAQ describes typical savings of approximately $5–$10 per month ^[11]. Company marketing advertises 5–15% savings ^[10]. Disclosed New York documents show a 10% discount to the utility rate for bill credits ^[18]. A 2020 Citizens Utility Board evaluation of a Common Energy Illinois offer reported a 10% savings promise and noted other providers were offering 20% ^[26]. That evaluation is old and location-specific.

Contract term. A New York filing specifies a 5-year initial term with automatic annual renewal for up to 25 years ^[18]. Another disclosed New York form shows a 1-year initial term with automatic renewal ^[36]. Grok summarized 1–5 year initial terms with auto-renewal ^[18].

Cancellation. Termination is allowed at any time with 90 days' written notice at no cost per one New York filing ^[18]. Cancellation without 90 days' notice incurs a one-time $100 fee per that filing ^[18]. Another disclosed New York agreement shows a $0 cancellation fee ^[36]. A 3-business-day right to terminate without penalty appears in disclosed New York contract materials ^[18].

Other fees. Project-specific administrative, termination, transfer, or other fees were not verified and should be checked in the contract ^[11]. Deepseek noted potential early-termination or utility-specific fees that are not clearly published on the sampled site ^[5].

Pricing confidence. OpenAI rated pricing confidence moderate ^[11]; Claude moderate ^[10]; Grok moderate ^[11]; Perplexity moderate ^[18]; DeepSeek low ^[5]; Kimi low ^[5]. No platform rated pricing confidence high except Gemini, which reported a guaranteed discount usually around 10% off the default local utility supply rate ^[5].

Best Suited For

Questions explored

• Who is Common Energy's community solar subscription best suited for among renters and no-roof-access homeowners?
• Is Common Energy a good fit for a low-to-moderate-income household seeking enhanced community solar discounts?

Common Energy is best suited to renters and homeowners without usable roof access who live in an eligible utility territory and want bill-linked solar credits without equipment or construction ^[11]. Buyers who prioritize no installation and low upfront cost over maximum documented savings are the clearest match ^[11].

It also suits subscribers who may relocate within the same utility territory and want to transfer the subscription rather than cancel ^[11]. Low-to-moderate-income households in states with dedicated carve-outs may qualify for enhanced discounts of 20% or more, and the company participates in New York's Solar for All program ^[14]. Enrollment caps and project-specific limits may restrict access, so qualification should be confirmed directly.

Buyers who value a demonstrated operational track record may weigh the company's reported scale: more than 15,000 customers benefiting ^[10] and 98% or higher collection rates across projects including high low-income participation ^[24]. Both figures are company-reported and were not independently verified.

Probably Not Best Suited For

Questions explored

• Who should not choose Common Energy for a community solar subscription?
• Is Common Energy a poor fit for a buyer who needs month-to-month cancellation or guaranteed savings?

Buyers who need a clearly published nationwide savings guarantee are not well served, because no reviewed source verifies a universal 5–15% guarantee, and savings depend on utility credit rules, project production, and subscription charges ^[11].

Buyers who need a single standardized contract, price, or cancellation policy across all states are also a poor match. Contract length and cancellation fees differ across disclosed agreements ^[18].

Buyers who need month-to-month cancellation or rapid exit should look elsewhere. One New York filing requires 90 days' notice for no-cost termination and imposes a $100 fee without it ^[18]. Google reported a mandatory 90-day written cancellation notice with billing continuing through the transition period ^[25].

Buyers planning to move out of their utility territory within the contract period face cancellation rather than transfer ^[11]. Buyers seeking equity or long-term ownership upside will not find it, because community solar subscriptions provide no ownership interest ^[20].

Buyers outside the company's active footprint - reported as 13 states plus DC ^[6] - cannot enroll at all. Buyers with credit scores below the reported 650 threshold may also be declined, though that requirement appears in only one platform's evidence ^[32].

When Another Option May Be Better

Questions explored

• What is a better alternative to Common Energy for a buyer who needs guaranteed savings and short cancellation terms?
• When should a buyer choose a state-administered or utility-run community solar program instead of Common Energy?

Another option may be better in several concrete situations.

When a higher documented discount is available. If another provider publishes a higher net-discount guarantee with clearer cancellation rights in the buyer's utility territory, that provider is the stronger choice ^[11]. Kimi documented comparable providers with published terms: Clearway Community Solar offers a 7% discount with a 20-year term and 60-day cancellation notice ^[4]; Solar Gardens advertises a 10–15% guaranteed discount for 15–20 years ^[1]; Solstice advertises no enrollment fee, no cancellation fee, and a locked-in discount ^[2].

When the buyer needs a state-administered or income-qualified program. If the buyer needs explicitly documented consumer protections or an income-qualified program, a state-administered option may fit better ^[11]. Utility-run programs exist with published rates: OUC SunChoice offers fixed solar rates of 5.467¢/kWh in OUC territory or 5.658¢/kWh in St. Cloud ^[16]; Georgia Power charges $24–$25 per kW block monthly with no savings guarantee ^[15]; Ameren Missouri uses a percentage-based subscription at a 2–5¢/kWh premium over standard rates ^[3].

When the buyer needs month-to-month terms. If the buyer requires month-to-month or 30-day cancellation, some competitors offer more flexible monthly models ^[20].

When the buyer is outside the footprint. Buyers in states without Common Energy coverage should look to state-specific providers, alternative platforms, or local cooperatives ^[6].

When the buyer wants maximum rate transparency. If the buyer wants per-kWh rates published before signup, competitors may provide public rate cards, since Common Energy does not publish standardized per-kWh pricing ^[10].

When the buyer wants ownership upside. Community solar subscriptions provide no ownership; rooftop solar or solar loans may be a better fit for buyers seeking long-term equity ^[20].

Questions to ask before choosing a provider

Questions explored

• What should a buyer confirm with Common Energy before signing a community solar subscription contract?
• How does a buyer verify the exact net savings and cancellation terms for their specific Common Energy project?

The reviewed platforms converged on a verification checklist. Buyers should confirm each item in writing before enrolling.

Eligibility and availability. Confirm whether Common Energy is currently accepting subscribers for the exact utility, rate class, ZIP code, and service address ^[11]. Confirm whether an active project is open for immediate enrollment or whether the buyer would be waitlisted ^[5].

Savings. Ask for the guaranteed net savings percentage or dollar amount after both utility credits and Common Energy charges ^[11]. Ask whether the savings commitment is contractual and what remedy applies if net savings are not achieved ^[11]. Ask whether the discount holds if utility rates change during the term ^[18].

Fees. Ask whether enrollment, monthly, administrative, transfer, early-cancellation, or termination fees apply ^[11]. Ask specifically whether the $100 cancellation fee applies in the buyer's state or only in New York agreements ^[18].

Contract term and exit. Ask for the contract term and the advance notice required to cancel ^[11]. Ask whether the contract auto-renews and for how long ^[36]. Ask whether a rescission window applies ^[37].

Moving. Ask whether the subscription can be transferred when moving and what happens if the new address is outside the service area ^[11].

Billing. Ask whether charges and credits appear on one utility bill or on separate bills, and how credits are calculated and when they appear ^[11]. Ask how excess credits, low-production months, estimated meter readings, and utility billing delays are handled ^[11].

Program and performance. Ask whether the specific project is approved under the applicable state utility or community-solar program ^[11]. Ask what recourse exists if the project underperforms or generates less than expected ^[18]. Ask what happens if the project is decommissioned ^[18].

Credit and enrollment requirements. Ask whether a soft credit check applies and what minimum score is required ^[32]. Ask whether the full subscriber agreement will be provided before enrollment ^[5].

Renewable-energy certificates. Ask whether the offer includes renewable-energy certificates and who owns or retires them ^[11].

The consensus assessment

Common Energy is a good fit for the community solar subscription use case, with material verification requirements. Six of seven platforms rated the fit "good"; Kimi rated it "uncertain" because its website was not retrievable during that platform's research. Three of seven platforms named it during ranking discovery, at an average listed rank of 4.67 and a best rank of 3.

The consensus case rests on mechanics that all platforms confirmed: no installation, no equipment ownership, renter eligibility, utility-bill-linked credits, and no stated cost to join ^[11]. The consensus caution rests on economics and terms that no platform could standardize: savings described variously as $5–$10 per month, 5–15%, and 10% off the utility rate ^[11]; contract terms of 1 year or 5 years depending on the disclosed agreement ^[36]; and cancellation fees of $0 or $100 depending on the agreement ^[36].

The buyer should proceed only after confirming local eligibility, the exact net-savings calculation, and project-specific cancellation and fee terms. The public evidence does not support treating the advertised 5–15% savings as a universal guarantee ^[11]. Buyers who need guaranteed savings, short cancellation notice, or coverage outside the reported footprint should evaluate alternatives before enrolling.

How This Review Was Produced

This review was produced from a structured multi-platform research run dated 2026-10-01. Seven AI platforms evaluated Common Energy for the community solar subscription use case: ChatGPT (gpt-5.6-luna), Claude (claude-haiku-4-5-20251001), Gemini (gemini-3.5-flash), Grok (x-ai/grok-4.3), Perplexity (perplexity/sonar), DeepSeek (deepseek-v4-flash), and Kimi (moonshotai/kimi-k2.6). Six of the seven ran with search enabled; DeepSeek ran without search.

Each platform returned a fit rating, a direct answer, strengths and limitations for the use case, pricing and terms, a list of situations where a better alternative exists, and questions to verify before buying. Ranking statistics were computed separately from the discovery stage, where platforms named providers before evaluating fit. Only platforms that named Common Energy during ranking discovery count toward the three-of-seven mention figure; all seven platforms evaluated fit.

The article preserves conflicts rather than resolving them. Where platforms disagreed on contract length, cancellation fees, or savings figures, both positions are reported with their citation IDs. Company-owned sources are distinguished from independent and government sources throughout.

Research limitations

Several limitations apply to this review.

Platform-reported evidence. Citations are platform-reported evidence, not independently verified facts. The supplied URLs were collected from platform responses and were not independently validated by the writer stage.

Research date discrepancies. The authoritative run research date is 2026-10-01. Deepseek reported a research date of 2026-05-01, which differs from the run date. Platform-reported dates are provenance metadata and do not independently prove freshness.

No-search platform. Deepseek ran without search enabled, so its findings rest on model knowledge rather than retrieved sources. Its claims should be treated as platform-reported.

Retrieval failure. Kimi could not retrieve the Common Energy website during research and rated the fit "uncertain" on that basis. Missing research is not evidence of disagreement or of a defect; it is a gap.

Unverified company claims. The company's reported customer count (more than 15,000) and collection-rate figures (98% or higher) are company-reported and were not independently verified. An earlier company page cited over 3,000 subscribers, and the growth trajectory between those figures is unclear.

Stale evidence. A 2020 Citizens Utility Board evaluation of a Common Energy Illinois offer reported a 10% savings promise. That evidence is old and location-specific and does not establish current or nationwide terms.

Unresolved conflicts. Contract length (1 year vs. 5 years), cancellation fees ($0 vs. $100), and savings units ($5–$10 per month vs. 5–15% vs. 10% off utility rate) remain unresolved across the reviewed sources. The relationship between the monthly dollar figure and the percentage figures is not explained in any reviewed source.

Missing pricing. No reviewed source verifies a uniform subscription rate, a universal 5–15% savings guarantee, or standardized terms nationwide. Current 2026 state-by-state availability, project inventory, and contract terms were not fully disclosed in the reviewed public sources.

No personal testing. This review reflects platform-reported research only. No independent testing, customer experience, or performance verification was conducted.

See the broader Renters and No-Roof-Access Homes consensus index for comparisons across qualified options.

Explore more solar panel installation and energy systems guidance in the category directory.

Sources

Company-Owned Sources

1. FAQ - Solar Gardens: https://joinsolargardens.com/faq/
2. How Community Solar Works: https://solstice.us/how-community-solar-works/
3. Community Solar - Ameren.com: https://www.ameren.com/business-solutions/renewables/community-solar
4. MA Community Solar Contract Terms | Clearway Community Solar: https://www.clearwaycommunitysolar.com/massachusetts/contract-terms-in-ma/
5. Common Energy official website: https://www.commonenergy.us/
6. Why Community Solar Is Important For Climate Change: https://www.commonenergy.us/blog/why-community-solar-climate-change
7. Community Solar: https://www.commonenergy.us/community-solar
8. Maryland Community Solar: https://www.commonenergy.us/community-solar/maryland
9. New York Community Solar - Common Energy: https://www.commonenergy.us/community-solar/new-york
10. Join a local community solar project and save on your electricity: https://www.commonenergy.us/for-consumers
11. FAQs | Frequently Asked Questions: https://www.commonenergy.us/frequently-asked-questions
12. Hli | Common Energy: https://www.commonenergy.us/impact/hli
13. rfee - Common Energy: https://www.commonenergy.us/impact/rfee
14. Common Energy Press: https://www.commonenergy.us/press
15. Community Solar - Georgia Power: https://www.georgiapower.com/residential/solutions/solar/community-solar.html
16. SunChoice | OUC's Residential Solar Program: https://www.ouc.com/solutions-programs/solar-programs/sunchoice/residential/

Independent Sources

17. Electricity Savings for Residents with Disabilities Thanks to: https://cleantechnica.com/2026/06/09/electricity-savings-for-residents-with-disabilities-thanks-to-community-solar-power/
18. 33 Irving Place, New York, NY 10003 support@commonenergy.us 1-844-899-9763: https://documents.dps.ny.gov/public/Common/ViewDoc.aspx?DocRefId=%7B1711AE34-FEAE-470A-A5B9-1C2760455AF6%7D
19. A Guide to Understanding Community Solar Programs: https://electricityrates.com/solar/community-solar/
20. Community Solar Economics 2026: Save 5-15% With No Roof or Panels: https://energy-solutions.co/articles/sub/community-solar-economics-no-roof
21. Community Solar Consolidated Billing: An Exploration of Implementation and Alternatives: https://energyanalysis.lbl.gov/publications/community-solar-consolidated-billing
22. Community Solar: https://seia.org/initiatives/community-solar/
23. Common Energy LLC | BBB Complaints | Better Business Bureau: https://www.bbb.org/
24. www.businesswire.com: https://www.businesswire.com/news/home/20231115301285/en
25. Common Energy: CUB's evaluation of a new community solar offer: https://www.citizensutilityboard.org/
26. Common Energy: CUB’s evaluation of a new community solar offer: https://www.citizensutilityboard.org/blog/2020/10/27/common-energy-cubs-evaluation-of-a-new-community-solar-offer/
27. Solar in the Community: https://www.citizensutilityboard.org/solar-in-the-community-3/
28. CUB Community Solar Offers Chart May 2026: https://www.citizensutilityboard.org/wp-content/uploads/2021/06/SITC-Chart.pdf
29. Community Solar Basics: https://www.energy.gov/cmei/systems/community-solar-basics
30. Community Solar Market Trends: https://www.energy.gov/cmei/systems/community-solar-market-trends
31. U.S. Department of Energy Community Solar Basics: https://www.energy.gov/eere/solar/community-solar-basics
32. How to Choose a Community Solar Provider - EnergySage: https://www.energysage.com/
33. How to Choose a Community Solar Provider - EnergySage: https://www.energysage.com/community-solar/companies/
34. Community Solar: https://www.nlr.gov/state-local-tribal/community-solar

Other Sources

35. Common Energy: https://documents.dps.ny.gov/public/Common/ViewDoc.aspx?DocRefId=%7BC83896D8-987D-4670-B027-F42E4FD02AC2%7D
36. NY DPS document on Common Energy subscription terms: https://documents.dps.ny.gov/public/Common/ViewDoc.aspx?DocRefId=%7BF0DB2592-0000-C7B7-8263-B89AA2D70A0A%7D
37. PDF NY DPS - CDG Disclosure Form: https://documents.dps.ny.gov/public/Common/ViewDoc.aspx?DocRefId=%7BF0DB2592-0000-CF3A-8CE7-0B9A170D9797%7D